MARYLAND RETIRED SCHOOL PERSONNEL ASSOCIATION INC (EIN 521745921) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1945

Legal Domicile

Principal Officer

BETTY WELLER

Phone

4105511517

Tax Period

2024-07-01 to 2025-06-30

MARYLAND RETIRED SCHOOL PERSONNEL ASSOCIATION INC, founded in 1945, is a small nonprofit that reported $615K in total revenue in fiscal year 2024. Expenses of $555K left a modest 10% surplus.

Mission

TO PROMOTE PROFESSIONAL WELFARE OF MEMBERS AND PROMOTE IMPROVEMENT OF EDUCATION

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $576,939

Investment Income $31,352

Other Revenue $6,263

TOTAL REVENUE $614,554

Expense Breakdown

Grants Paid $0

Salaries & Benefits $255,325

Fundraising Expenses $0

Program Expenses $400,884

Other Expenses $299,595

TOTAL EXPENSES $554,920

Year-over-Year Comparison

	2024	2023	Change
Revenue	$614,554	$589,073	+0.0%
Expenses	$554,920	$512,426	+0.1%
Net Income	$59,634	$76,647	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$121,571

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TILLIE BARCKLEY	COMMITTEE CHAIR & VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
CHRISTINA DOUCETTE	DIRECTOR	2.00	Director	$0	$0	$0
CARLA J DULS	DIRECTOR	2.00	Officer Director	$0	$0	$0
JOHN BOWMAN	BYLAWS CHAIR	2.00	Director	$0	$0	$0
DEBRA M CHANCE	DIRECTOR	2.00	Director	$0	$0	$0
THOMAS SLATER	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
GEORGE SPARKS	PARLIAMENTARIAN	2.00	Director	$0	$0	$0
ALANA TURNER	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
SHARYN DOYLE	SECRETARY	2.00	Officer Director	$0	$0	$0
MARY HOLDEN	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
JOHN SISSON	DIRECTOR	2.00	Director	$0	$0	$0
ANAYA ENGLISH-BROWN	DIRECTOR	2.00	Director	$0	$0	$0
SALLY W SMITH	DIRECTOR	2.00	Director	$0	$0	$0
STEPHEN RAUCHER	TREASURER	2.00	Officer Director	$0	$0	$0
VIRGINIA CRESPO	DIRECTOR	2.00	Director	$0	$0	$0
BETTY WELLER	PRESIDENT	2.00	Officer Director	$0	$0	$0
LESLIE HEIDERMAN SCHELL	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
NANCY GORDON	DIRECTOR	2.00	Director	$0	$0	$0
DEBBIE J HANCE	NEWSLETTER EDITOR	2.00	Director	$0	$0	$0
CAROLL VISINTAINER	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
HAROLD SISKIND	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
ALICE MICHELL	PRESIDENT ELECT	2.00	Director	$0	$0	$0
DEB AHALT	COMMITTEE CHAIR	2.00	Director	$0	$0	$0
WANDA TWIGG	EXECUTIVE DIRECTOR	40.00	Officer	$121,571	$0	$121,571

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$614,554	$554,920	$1,024,142	$59,634
2024	$589,073	$512,426	$944,312	$76,647
2023	$550,960	$540,480	$835,525	$10,480
2022	$584,361	$471,001	$784,956	$113,360
2021	$575,357	$474,252	$795,611	$101,105
2020	$602,530	$543,299	$590,137	$59,231
2019	$793,256	$560,937	$1,002,661	$232,319

MARYLAND RETIRED SCHOOL PERSONNEL ASSOCIATION INC