PROJECT ECHO INC (EIN 521768168) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

KIRK SWAIN

Phone

4105350044

Tax Period

2024-07-01 to 2025-06-30

PROJECT ECHO INC, founded in 1992, is a community nonprofit in the Human Services sector that reported $1.2M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. Net assets of $2.5M represent 26 months of operating reserves.

Mission

PROVIDING EMERGENCY SHELTER AND MEALS TO THE HOMELESS IN CALVERT COUNTY, MD

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $737,899

Program Service Revenue $362,831

Investment Income $212

Other Revenue $63,289

TOTAL REVENUE $1,164,231

Expense Breakdown

Grants Paid $0

Salaries & Benefits $371,977

Fundraising Expenses $77,716

Program Expenses $898,876

Other Expenses $760,548

TOTAL EXPENSES $1,132,525

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,164,231	$1,063,532	+0.1%
Expenses	$1,132,525	$1,035,723	+0.1%
Net Income	$31,706	$27,809	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

210

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KIRK SWAIN	TREASURER & DIRECTOR	16.00	Officer Director	$0	$0	$0
JULIE FULLER	PRESIDENT & DIRECTOR	11.00	Officer Director	$0	$0	$0
PAUL EASON	VICE-PRESIDENT & DIRECTOR	11.00	Officer Director	$0	$0	$0
KATHY TRESS	SECRETARY & DIRECTOR	2.00	Officer Director	$0	$0	$0
CELIA LANE ANDERSON	DIRECTOR	2.00	Director	$0	$0	$0
JOE BROOKS	DIRECTOR	2.00	Director	$0	$0	$0
KATHY CHOW	DIRECTOR	2.00	Director	$0	$0	$0
JULIA FORTE	DIRECTOR	2.00	Director	$0	$0	$0
PAM HOWARD	DIRECTOR	2.00	Director	$0	$0	$0
JOE MILLS	DIRECTOR	2.00	Director	$0	$0	$0
DIANE COUCHMAN	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,164,231	$1,132,525	$2,564,683	$31,706
2024	$1,063,532	$1,035,723	$2,541,104	$27,809
2023	$1,095,989	$964,930	$2,530,012	$131,059
2022	$977,578	$827,616	$1,688,465	$149,962
2021	$934,088	$759,416	$1,343,861	$174,672

PROJECT ECHO INC