HABITAT FOR HUMANITY CHOPTANK INC

EIN: 521785188 501(c)(3)

TRAPPE, MD

Total Revenue
$4,863,255
Total Expenses
$4,481,420
Total Assets
$10,829,561
Net Assets
$8,983,805
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1992
Legal Domicile
MD
Principal Officer
JOANN HANSEN
Phone
4104763204
Tax Period
2023-07-01 to 2024-06-30

HABITAT FOR HUMANITY CHOPTANK INC, founded in 1992, is a community nonprofit that reported $4.9M in total revenue in fiscal year 2023. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $4.5M left a modest 8% surplus.

Mission

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY CHOPTANK ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.

Program Service Accomplishments

Program 1
Expenses: $2,968,246 Revenue: $1,321,058

HOWEOWNERHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER...

Read more

HOWEOWNERHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NO-PROFIT LOANS, HABITAT MAKE ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS - HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND CAREER GROWTH. SINCE THE INCEPTION OF HABITAT FOR HUMANITY CHOPTANK 30 YEARS AGO, WE HAVE BUILT 115 HOMES PROVIDING 115 FAMILIES WITH A LONG-TERM HOMEOWNERSHIP OPPORTUNITY. DURING FISCAL YEAR 2024, HABITAT FOR HUMANITY CHOPTANK SOLD 6 HOMES PROVIDING THESE HOME BUYER FAMILIES WITH LONG-TERM HOMEOWNERSHIP OPPORTUNITIES.

Program 2
Expenses: $346,085

NEIGHBORHOOD REVITALIZATION PROGRAM: THROUGH OUR NEIGHBORHOOD REVITALIZATION WORK, WE TAILOR OUR EFFORTS BY PARTNERING LOCALLY WITH RESIDENTS AND COMMUNITY LEADERS AND ORGANIZATIONS TO BEST ADDRESS...

Read more

NEIGHBORHOOD REVITALIZATION PROGRAM: THROUGH OUR NEIGHBORHOOD REVITALIZATION WORK, WE TAILOR OUR EFFORTS BY PARTNERING LOCALLY WITH RESIDENTS AND COMMUNITY LEADERS AND ORGANIZATIONS TO BEST ADDRESS THE REAL CONCERNS OF THE COMMUNITY AND IMPROVE THE LIVES OF THE PEOPLE WHO LIVE THERE. USING A DATA-DRIVEN AND CUSTOMIZABLE APPROACH, WE FOCUS ON FIRST UNDERSTANDING THE CONCERNS OF THE RESIDENTS AND THEN EMPOWERING THESE RESIDENTS TO LEAD THE PROJECTS THEY WANT TO SEE. ALONGSIDE HABITAT, RESIDENTS WORK WITH CHURCHES, SCHOOLS, NEW AND LONGSTANDING NEIGHBORHOOD COALITIONS, LOCAL GOVERMENT ENTITIES, AND OTHER COMMUNITY PARTNERS TO ACHIEVE THEIR GOALS. BECAUSE EACH NEIGHBORHOOD'S CHALLENGES AND ASPIRATIONS ARE DIFFERENT, THE FRAMEWORK ACTS AS A GUIDE THAT CAN BE TAILORED TO THE GOALS OF EACH COMMUNITY. THAT'S WHY NEIGHBORHOOD REVITALIZATION CAN LOOK LIKE ANYTHING FROM DEVELOPING PUBLIC PARKS TO ORGANIZING SAFETY MEETINGS WITH THE LOCAL POLICE DEPARTMENT TO REHABBING AND REOPENING SCHOOLS, STORES AND HOMES. THE NEIGHBOORHOOD REVITALIZATION PROGRAM SERVED APPROXIMATELY 25 INDIVIDUALS DURING FISCAL YEAR 2024.

Program 3
Expenses: $660,059 Revenue: $655,851

RESTORE PROGRAM: HABITAT FOR HUMANITY CHOPTANK OPERATES A HABITAT FOR HUMANITY CHOPTANK RESTORE, A RETAIL OPERATION WHERE DONATED FURNITURE, APPLIANCES, BUILDING MATERIALS, AND OTHER MISCELLANEOUS...

Read more

RESTORE PROGRAM: HABITAT FOR HUMANITY CHOPTANK OPERATES A HABITAT FOR HUMANITY CHOPTANK RESTORE, A RETAIL OPERATION WHERE DONATED FURNITURE, APPLIANCES, BUILDING MATERIALS, AND OTHER MISCELLANEOUS ITEMS ARE SOLD TO THE COMMUNITY AT A GREATLY REDUCED PRICE. THE RESTORE FUNDS THE MISSION OF THE ORGANIZATION AND PROVIDES OPERATING INCOME FOR THE ORGANIZATION PLUS ADDITIONAL NET INCOME FOR HOME BUILDING AND HOME REPAIR PROGRAMS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,697,134
Program Service Revenue $1,941,528
Investment Income $147,400
Other Revenue $77,193
TOTAL REVENUE $4,863,255

Expense Breakdown

Grants Paid $58,008
Salaries & Benefits $1,164,885
Fundraising Expenses $267,088
Program Expenses $3,974,390
Other Expenses $3,258,527
TOTAL EXPENSES $4,481,420

Year-over-Year Comparison

2023 2022 Change
Revenue $4,863,255 $4,116,098 +0.2%
Expenses $4,481,420 $4,665,313 0.0%
Net Income $381,835 $-549,215 -1.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
11
Independent Members
11
Employees
30
Volunteers
274

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$99,488
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ADRIAN HOLMES MEMBER 2.00
Director
$0 $0 $0
CHRIS HAUGE MEMBER 2.00
Director
$0 $0 $0
CHRISTINE DORIA TREASURER 8.00
Officer Director
$0 $0 $0
DAPHAN SMITH MEMBER 2.00
Director
$0 $0 $0
EDDIE BEASLEY MEMBER 2.00
Director
$0 $0 $0
GEORGE DAPPERT MEMBER 2.00
Director
$0 $0 $0
JEFFREY JOSEPH PRESIDENT 8.00
Officer Director
$0 $0 $0
JODI CAVANAUGH JEWS VICE PRESIDENT 8.00
Officer Director
$0 $0 $0
LATASHA NICHOLS MEMBER 2.00
Director
$0 $0 $0
MARY TAYLOR-ACREE MEMBER 2.00
Director
$0 $0 $0
CURTIS SNYDER MEMBER 2.00
Director
$0 $0 $0
JOANN HANSEN CHIEF EXECUTIVE OFFICER 40.00
Officer
$99,488 $0 $99,488
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $4,863,255 $4,481,420 $10,829,561 $381,835
2023 $4,116,098 $4,665,313 $9,831,982 $-549,215
2022 $5,672,295 $2,580,779 $9,979,375 $3,091,516
2021 $2,518,915 $2,914,831 $7,541,590 $-395,916
2020 $3,644,484 $2,408,447 $7,726,413 $1,236,037
2019 $2,324,431 $2,140,446 $6,247,978 $183,985
2019 $2,324,431 $2,140,446 $6,247,978 $183,985
2018 $2,976,212 $2,265,144 $5,829,530 $711,068
Explore More Nonprofits
Top 100 Nonprofits in Maryland Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare HABITAT FOR HUMANITY CHOPTANK INC with other nonprofits in Maryland and across the country.