MSLBA EDUCATIONAL RESOURCES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

CHUCK FERRAR

Tax Period

2020-05-01 to 2021-04-30

MSLBA EDUCATIONAL RESOURCES INC, founded in 1993, is a micro nonprofit in the Crime & Legal sector that reported $21K in total revenue in fiscal year 2020. Revenue fell 85% from the prior year — a significant decline worth monitoring. Expenses of $20K left a modest 6% surplus.

Mission

EDUCATION / TRAINING - Employees working for establishments providing alcholic beverages are taught strategies in alcohol management and awareness.

Program Service Accomplishments

Program 1

Expenses: $13,194 Revenue: $21,327

Individuals engaged in the sale of alcoholic beverages were given training in technologies of alcohol management.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $735

Investment Income $0

Other Revenue $20,592

TOTAL REVENUE $21,327

Expense Breakdown

Grants Paid $0

Salaries & Benefits $10,860

Fundraising Expenses $0

Program Expenses $13,194

Other Expenses $9,091

TOTAL EXPENSES $19,951

Year-over-Year Comparison

	2020	2019	Change
Revenue	$21,327	$143,726	-0.9%
Expenses	$19,951	$203,061	-0.9%
Net Income	$1,376	$-59,335	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARY J SPRINGER	EXECUTIVE DIRECTOR	50.00	Director Highest	$0	$0	$0
DARREN BARNES	TREASURER	2.00	Officer	$0	$0	$0
SUSAN GLASS	SECRETARY	2.00	Officer	$0	$0	$0
CHUCK FERRAR	PRESIDENT	2.00	Officer	$0	$0	$0
DAVID DENT	V PRESIDENT	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$21,327	$19,951	$4,406	$1,376