THE GREATER CATONSVILLE CHAMBER OF COMMERCE INC (EIN 521927474) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1955

Legal Domicile

Principal Officer

NAMITA KUMAR

Phone

4107444169

Tax Period

2023-01-01 to 2023-12-31

THE GREATER CATONSVILLE CHAMBER OF COMMERCE INC, founded in 1955, is a small nonprofit that reported $223K in total revenue in fiscal year 2023. Expenses of $257K exceeded revenue, resulting in a 15% operating deficit.

Mission

CHAMBER OF COMMERCE - TO FOSTER AND IMPROVE THE BUSINESS COMMUNITY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,966

Program Service Revenue $199,957

Investment Income $1,019

Other Revenue $20,467

TOTAL REVENUE $223,409

Expense Breakdown

Grants Paid $0

Salaries & Benefits $86,718

Fundraising Expenses $0

Other Expenses $170,544

TOTAL EXPENSES $257,262

Year-over-Year Comparison

	2023	2022	Change
Revenue	$223,409	$222,707	+0.0%
Expenses	$257,262	$222,225	+0.2%
Net Income	$-33,853	$482	-71.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$56,752

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NAMITA KUMAR	EXECUTIVE DI	40.00	Officer	$56,752	$0	$56,752
DR JOHARI BARNES	DIRECTOR	2.00	Director	$0	$0	$0
JOHN DENNIS BARTH	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
TOM BOOTH	DIRECTOR	2.00	Director	$0	$0	$0
ALEXANDER BROWN	DIRECTOR	2.00	Director	$0	$0	$0
MARGARET BURDETTE	TREASURER	4.00	Officer Director	$0	$0	$0
KATHLEEN CARR	DIRECTOR	2.00	Director	$0	$0	$0
DAWN CHRYSTAL-WOLFE	DIRECTOR	2.00	Director	$0	$0	$0
STANLEY CRUMP	DIRECTOR	2.00	Director	$0	$0	$0
SARAH GARDENGHI	SECRETARY	2.00	Officer Director	$0	$0	$0
MARLEEN GRIFFIN	DIRECTOR	2.00	Director	$0	$0	$0
KRISTEN LEISTER	PRESIDENT	4.00	Officer Director	$0	$0	$0
LINDA SAUER	DIRECTOR	2.00	Director	$0	$0	$0
KENDALL SKIRVEN	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$223,409	$257,262	$62,910	$-33,853
2022	$222,707	$222,225	$98,122	$482
2021	$160,640	$193,462	$104,373	$-32,822
2020	$237,687	$207,000	$129,995	$30,687
2019	$237,484	$254,403	$73,506	$-16,919
2018	$248,901	$248,218	$89,841	$683

THE GREATER CATONSVILLE CHAMBER OF COMMERCE INC