CUMBERLAND HOUSING ALLIANCE INC

EIN: 522209492 501(c)(3) Housing & Shelter

CUMBERLAND, MD

Total Revenue
$19,800
Total Expenses
$47,550
Total Assets
$792,052
Net Assets
$792,052
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1999
Legal Domicile
MD
Principal Officer
Steve Kesner
Phone
3017246606
Tax Period
2020-04-01 to 2021-03-31

CUMBERLAND HOUSING ALLIANCE INC, founded in 1999, is a micro nonprofit in the Housing & Shelter sector that reported $20K in total revenue in fiscal year 2020. Expenses of $48K exceeded revenue, resulting in a 140% operating deficit.

Mission

Our mission is to address the housing and community economic development needs of low to moderate income residents of the greater Cumberland region. By developing affordable housing, creating home ownership opportunities, ensuring long term availability of developable land, and economic development activities.

Program Service Accomplishments

Program 1
Expenses: $1,183 Revenue: $0

The CHRP Program was designed to remove blighted properties in Cumberland by renovating existing or building new replacement housing for low income buyers. The City of Cumberland, MD has committed to...

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The CHRP Program was designed to remove blighted properties in Cumberland by renovating existing or building new replacement housing for low income buyers. The City of Cumberland, MD has committed to supplying properties owned by the City of Cumberland through tax sales ad acquisitions to the new program. Cumberland Neighborhood Housing Services, Inc. granted $500,000 to the organization in the previous fiscal year to the organization due to the funds previously being from NeighborWorks America organization and the organization ended their relationship with the understanding that the funds will be used towards the revitalization program.

Program 2
Expenses: $17,681 Revenue: $0

The Cumberland Housing Alliance is a sub-recipient for a Neighborhood Conservation Initiative Grant through the state of Maryland to acquire a foreclosed partially constructed subdivision. Net...

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The Cumberland Housing Alliance is a sub-recipient for a Neighborhood Conservation Initiative Grant through the state of Maryland to acquire a foreclosed partially constructed subdivision. Net proceeds from sales are Program Income Funds and are required to be with the recipient, Cumberland Housing Authority.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $19,800
Investment Income $0
Other Revenue $0
TOTAL REVENUE $19,800

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $18,864
Other Expenses $47,550
TOTAL EXPENSES $47,550

Year-over-Year Comparison

2020 2019 Change
Revenue $19,800 $-71,515 -1.3%
Expenses $47,550 $64,691 -0.3%
Net Income $-27,750 $-136,206 -0.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
7
Independent Members
7
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
N/A CEO 2
Officer
$0 $0 $0
ERIC DELANEY CHAIRMAN 0.1
Officer
$0 $0 $0
GARLAND KEARNEY VICE-CHAIRMAN 0.1
Officer
$0 $0 $0
BRUCE IRONS BOARD MEMBER 0.1
Officer
$0 $0 $0
VALERIE F VANHOLLEN BOARD MEMBER 0.1
Officer
$0 $0 $0
PHIL CRIPPEN BOARD MEMBER 0.1
Officer
$0 $0 $0
DONNA MONTELEONE BOARD MEMBER 0.1
Officer
$0 $0 $0
JEFFREY T METZ BOARD MEMBER 0.1
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $19,800 $47,550 $792,052 $-27,750
2020 $-71,515 $64,691 $819,802 $-136,206
2019 $-113,547 $57,037 $969,275 $-170,584
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