HABITAT FOR HUMANITY OF CARROLL COUNTY INC

EIN: 522277289 501(c)(3) Housing & Shelter

WESTMINSTER, MD

Total Revenue
$2,629,913
Total Expenses
$1,617,557
Total Assets
$2,364,348
Net Assets
$1,405,145
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
2002
Legal Domicile
MD
Principal Officer
KATE DEMAREST
Phone
4107517722
Tax Period
2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY OF CARROLL COUNTY INC, founded in 2002, is a community nonprofit in the Housing & Shelter sector that reported $2.6M in total revenue in fiscal year 2024. Revenue surged 39% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.0M, a strong 38% operating margin.

Mission

TO PROVIDE HOMEOWNERSHIP OPPORTUNITIES AND HOME REPAIRS TO LOWER INCOME FAMILIES IN CARROLL COUNTY, MARYLAND

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,899,727
Program Service Revenue $712,314
Investment Income $2,380
Other Revenue $15,492
TOTAL REVENUE $2,629,913

Expense Breakdown

Grants Paid $0
Salaries & Benefits $598,360
Fundraising Expenses $112,785
Program Expenses $1,381,129
Other Expenses $1,019,197
TOTAL EXPENSES $1,617,557

Year-over-Year Comparison

2024 2023 Change
Revenue $2,629,913 $1,898,396 +0.4%
Expenses $1,617,557 $1,917,396 -0.2%
Net Income $1,012,356 $-19,000 -54.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
18
Independent Members
18
Employees
21
Volunteers
360

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$92,977
Total Directors
18
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KATE DEMAREST PRESIDENT 6.00
Officer Director
$0 $0 $0
DAVE BOND VICE PRESIDENT 6.00
Officer Director
$0 $0 $0
FRANK SEVERA TREASURER 6.00
Officer Director
$0 $0 $0
ERIN BENEVENTO SECRETARY 6.00
Officer Director
$0 $0 $0
TONY ACAMPA BOARD MEMBER 4.00
Director
$0 $0 $0
TONYA BOCZEK BOARD MEMBER 4.00
Director
$0 $0 $0
ANGELA CURRIE BOARD MEMBER 4.00
Director
$0 $0 $0
MATTI FRANZEN BOARD MEMBER 4.00
Director
$0 $0 $0
JOSE FLORES BOARD MEMBER 4.00
Director
$0 $0 $0
CRIS FRIGM BOARDMEMBER 4.00
Director
$0 $0 $0
JENNY GRAYBILL BOARD MEMBER 4.00
Director
$0 $0 $0
KEVIN LEWIS BOARD MEMBER 4.00
Director
$0 $0 $0
CECIL PERSAUD BOARD MEMBER 4.00
Director
$0 $0 $0
DAVE RAMPOLLA BOARD MEMBER 4.00
Director
$0 $0 $0
BEN ROGERS BOARD MEMBER 4.00
Director
$0 $0 $0
SHARON TILLMAN BOARD MEMBER 4.00
Director
$0 $0 $0
BRENT WHALEN BOARD MEMBER 4.00
Director
$0 $0 $0
TRISH WHELAN BOARD MEMBER 4.00
Director
$0 $0 $0
SCOTT SWARTZ EXECUTIVE DIRECTOR 40.00
Officer
$77,175 $15,802 $92,977
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $2,629,913 $1,617,557 $2,364,348 $1,012,356
2024 $1,898,396 $1,917,396 $1,361,946 $-19,000
2023 $2,035,628 $2,108,881 $1,512,337 $-73,253
2022 $832,032 $840,181 $969,314 $-8,149
2021 $617,008 $573,688 $1,022,567 $43,320
2020 $377,193 $542,968 $824,036 $-165,775
2019 $423,683 $462,458 $929,951 $-38,775
Explore More Nonprofits
Top 100 Nonprofits in Maryland Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare HABITAT FOR HUMANITY OF CARROLL COUNTY INC with other nonprofits in Maryland and across the country.