PROGRESSIVE MARYLAND INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Phone

3014957004

Tax Period

2023-01-01 to 2023-12-31

PROGRESSIVE MARYLAND INC, founded in 1991, is a small nonprofit in the Human Services sector that reported $288K in total revenue in fiscal year 2023. Revenue fell 65% from the prior year — a significant decline worth monitoring. Expenses of $621K exceeded revenue, resulting in a 116% operating deficit.

Mission

TO EDUCATE AND ORGANIZE THE PUBLIC TO IMPROVE THE QUALITY OF LIFE FOR WORKING FAMILIES.

Program Service Accomplishments

Program 1

Expenses: $534,173 Revenue: $0

ADVOCACY FOR WORKING FAMILIES THROUGH ORGANIZING COMMUNITY MEMBERS, PUBLIC EDUCATION AND LOBBYING FOR PRO-WORKING FAMILIES LEGISLATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $287,634

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $287,634

Expense Breakdown

Grants Paid $0

Salaries & Benefits $433,132

Fundraising Expenses $19,586

Program Expenses $534,173

Other Expenses $188,290

TOTAL EXPENSES $621,422

Year-over-Year Comparison

	2023	2022	Change
Revenue	$287,634	$819,204	-0.6%
Expenses	$621,422	$468,829	+0.3%
Net Income	$-333,788	$350,375	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$111,625

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARRY STAFFORD JR	EXECUTIVE DIRECTOR	15.00	Officer	$111,625	$0	$111,625
SANDY BELL	DIRECTOR	1.00	Director	$0	$0	$0
SEAN DOBSON	PRESIDENT	1.00	Officer Director	$0	$0	$0
MATTHEW WEINSTEIN	DIRECTOR	1.00	Director	$0	$0	$0
GABRIEL STUART-SIKOWITZ	DIRECTOR	1.00	Director	$0	$0	$0
TERRY CAVANAGH	DIRECTOR	1.00	Director	$0	$0	$0
TONY LANGBEHN	DIRECTOR	1.00	Director	$0	$0	$0
CATHRYN PAUL	DIRECTOR	1.00	Director	$0	$0	$0
BRIAN WIVELL	DIRECTOR	1.00	Director	$0	$0	$0
AMY MILLAR	DIRECTOR	1.00	Director	$0	$0	$0
MIKE WILSON	DIRECTOR	1.00	Director	$0	$0	$0
VICKIE LEONARD	DIRECTOR	1.00	Director	$0	$0	$0
MARIA DENNIS	DIRECTOR	1.00	Director	$0	$0	$0
DANNY GOLOMBEK	DIRECTOR	1.00	Director	$0	$0	$0
LOUIS KOUTRAS	DIRECTOR	1.00	Director	$0	$0	$0
JARED SCHLAEBLEIN	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER CARROL-FISHER	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER EPPS	DIRECTOR	1.00	Director	$0	$0	$0
RICARRA JONES	DIRECTOR	1.00	Director	$0	$0	$0
ANGIE ARDIS	DIRECTOR	1.00	Director	$0	$0	$0
TRAVIS SIMON	DIRECTOR	1.00	Director	$0	$0	$0
SHARITY BANNERMAN	DIRECTOR	1.00	Director	$0	$0	$0
GABRIELLA SEVILLA	DIRECTOR	1.00	Director	$0	$0	$0
KRISTY FOGLE	DIRECTOR	1.00	Director	$0	$0	$0
RICKY CAMPOS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$287,634	$621,422	$304,152	$-333,788
2022	$819,204	$468,829	$627,392	$350,375
2021	$404,555	$356,162	$604,290	$48,393
2020	$289,752	$219,516	$333,370	$70,236
2018	$611,054	$663,663	$127,567	$-52,609