BILINGUAL EDUCATION FOR CENTRAL AMERICA (EIN 522374444) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

Jaime Koppel

Phone

6468202322

Tax Period

2020-01-01 to 2020-12-31

BILINGUAL EDUCATION FOR CENTRAL AMERICA, founded in 2002, is a small nonprofit in the Education sector that reported $303K in total revenue in fiscal year 2020. Revenue surged 29% from the prior year, signaling strong growth momentum. The organization ran a surplus of $109K, a strong 36% operating margin.

Mission

Bilingual Education for Central America recruits, trains, and supports English-speaking volunteer teachers to staff a network of community-run bilingual schools in Honduras that serve over 650 primarily low-income students.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $302,643

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $302,643

Expense Breakdown

Grants Paid $18,186

Salaries & Benefits $47,552

Fundraising Expenses $3,286

Program Expenses $176,815

Other Expenses $127,675

TOTAL EXPENSES $193,413

Year-over-Year Comparison

	2020	2019	Change
Revenue	$302,643	$233,817	+0.3%
Expenses	$193,413	$265,679	-0.3%
Net Income	$109,230	$-31,862	-4.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$17,277

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Monique Turner	CEO (thru 03/2020)	40	Officer	$17,277	$0	$17,277
Jaime Koppel	Chairperson	3	Director	$0	$0	$0
Adam Wozniak	Treasurer	8.00	Director	$0	$0	$0
Michael Buttram	Board Member	3	Director	$0	$0	$0
Elizabeth McDermott	Board Member	3	Director	$0	$0	$0
Frances Talavera	Board Member (thru 5/2020)	3	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2020	$302,643	$193,413	$126,470	$109,230

BILINGUAL EDUCATION FOR CENTRAL AMERICA