HOMEOWNERSHIP PRESERVATION FOUNDATION

EIN: 522403507 501(c)(3) Human Services

FARMINGTON HILLS, MI

Total Revenue
$14,063,939
Total Expenses
$13,663,982
Total Assets
$11,041,312
Net Assets
$8,924,096
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
2003
Legal Domicile
MN
Principal Officer
KRISTEN HOLT
Phone
2485535400
Tax Period
2023-01-01 to 2023-12-31

HOMEOWNERSHIP PRESERVATION FOUNDATION, founded in 2003, is a mid-sized nonprofit in the Human Services sector that reported $14.1M in total revenue in fiscal year 2023. Revenue surged 32% from the prior year, signaling strong growth momentum.

Mission

PROVIDES EDUCATION AND COUNSELING TO FINANCIALLY DISTRESSED HOMEOWNERS TO PRESERVE AND PROMOTE HOMEOWNERSHIP.

Program Service Accomplishments

Program 1
Expenses: $11,767,252 Revenue: $12,175,971

PRE-PURCHASE COUNSELING: HPF ADMINISTERS AFFORDABLE LENDING PROGRAMS ON BEHALF OF BANK AND NON-BANK MORTGAGE LENDERS. HPF PROVIDES LENDERS LOW TO MODERATE INCOME CLIENTS ACCESS TO HUD CERTIFIED...

Read more

PRE-PURCHASE COUNSELING: HPF ADMINISTERS AFFORDABLE LENDING PROGRAMS ON BEHALF OF BANK AND NON-BANK MORTGAGE LENDERS. HPF PROVIDES LENDERS LOW TO MODERATE INCOME CLIENTS ACCESS TO HUD CERTIFIED HOUSING COUNSELORS TO SUPPORT THEIR ABILITY TO ATTAIN AND SUSTAIN HOMEOWNERSHIP. SOME OF THESE AFFORDABLE PROGRAMS INCLUDE ACCESS TO DOWN PAYMENT AND CLOSING COST ASSISTANCE IF THE BORROWER COMPLETES HOMEBUYER EDUCATION AND/OR ONE-ON-ONE HOUSING COUNSELING.

Program 2
Expenses: $1,229,612 Revenue: $1,277,488

GENERAL COUNSELING: HPF PROVIDES COMPREHENSIVE HOMEOWNER EDUCATION AND CONFIDENTIAL FORECLOSURE PREVENTION COUNSELING AT NO COST TO HOMEOWNERS THROUGH THE HOMEOWNER'S 995HOPE HOTLINE. CERTIFIED...

Read more

GENERAL COUNSELING: HPF PROVIDES COMPREHENSIVE HOMEOWNER EDUCATION AND CONFIDENTIAL FORECLOSURE PREVENTION COUNSELING AT NO COST TO HOMEOWNERS THROUGH THE HOMEOWNER'S 995HOPE HOTLINE. CERTIFIED HOUSING COUNSELORS, THROUGH AFFILIATED HUD-APPROVED NONPROFIT AGENCIES, SERVE THE HOMEOWNER'S 995HOPE HOTLINE. THE HOTLINE IS AVAILABLE 24X7 AND OFFERS EXTENDED LIVE OPERATOR HOURS M-TH 8-10 PM EST, F 8-8 PM EST AND SATURDAY 9-6 PM EST WITH CALLBACK SERVICE AVAILABLE OUTSIDE OF LIVE OPERATING HOURS. THE HOMEOWNER'S 995HOPE HOTLINE HAS RECEIVED MORE THAN NINE MILLION CALLS AND HAS COUNSELED OVER TWO MILLION HOMEOWNERS SINCE 2007. THE HOTLINE RECEIVED MORE THAN 97,000 CALLS FROM HOMEOWNERS NAVIGATING FINANCIAL HARDSHIPS AND STRESS IN 2023. HPF CLIENTS RECEIVE ONE-ON-ONE COUNSELING AND EDUCATION FOCUSED ON THEIR UNIQUE FINANCIAL CIRCUMSTANCES AND THEIR HOUSING GOALS. CALLERS ARE BETTER EQUIPPED AND CONFIDENT TO MAKE SOUND FINANCIAL DECISIONS AFTER PARTICIPATING IN HOUSING COUNSELING.

Program 3
Expenses: $211,546 Revenue: $220,590

POST MODIFICATION PROGRAM: THE HPF MODEL FOR POST MODIFICATION COACHING DELIVERS A SCALABLE / NATIONWIDE DELIVERY MECHANISM THAT HAS THE CAPABILITY TO PROVIDE A HOLISTIC APPROACH COVERING A...

Read more

POST MODIFICATION PROGRAM: THE HPF MODEL FOR POST MODIFICATION COACHING DELIVERS A SCALABLE / NATIONWIDE DELIVERY MECHANISM THAT HAS THE CAPABILITY TO PROVIDE A HOLISTIC APPROACH COVERING A HOMEOWNER'S ENTIRE FINANCIAL SITUATION THROUGH HIGH-TOUCH COACHING AND EDUCATION. HPF WORKS TO HELP HOMEOWNERS IMPROVE THEIR FINANCIAL CAPABILITIES, ENABLING THEM TO SUCCESSFULLY SUPPORT THEIR MORTGAGE AND OTHER OBLIGATIONS. THE COACHING OCCURS OVER SEVERAL MONTHS AND IS COMPRISED OF TWO TO FOUR SESSIONS DEPENDING ON THE LOAN TYPE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $120,000
Program Service Revenue $13,710,863
Investment Income $217,075
Other Revenue $16,001
TOTAL REVENUE $14,063,939

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,363,017
Fundraising Expenses $60,000
Program Expenses $13,221,631
Other Expenses $12,300,965
TOTAL EXPENSES $13,663,982

Year-over-Year Comparison

2023 2022 Change
Revenue $14,063,939 $10,640,592 +0.3%
Expenses $13,663,982 $10,256,218 +0.3%
Net Income $399,957 $384,374 +0.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
10
Independent Members
10
Employees
N/A
Volunteers
10

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$849,369
Total Directors
10
$0
Key Employees
1
$354,422
Highest Compensated
4
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CAREY PACHLA CHAIR 1.00
Officer Director
$0 $0 $0
MICHELLE GREENE VICE CHAIR 1.00
Officer Director
$0 $0 $0
ANTHONY ZAMBELLI TREASURER 1.00
Officer Director
$0 $0 $0
WILLIAM RICHARDS SECRETARY 1.00
Officer Director
$0 $0 $0
JOHN FIRTH DIRECTOR 1.00
Director
$0 $0 $0
BRUCE GOTTSCHALL DIRECTOR 1.00
Director
$0 $0 $0
JOE LAFEIR DIRECTOR 1.00
Director
$0 $0 $0
JOSHUA SLEDGE DIRECTOR 1.00
Director
$0 $0 $0
SHAWN STEWART DIRECTOR 1.00
Director
$0 $0 $0
JANE SYDLOWSKI DIRECTOR 1.00
Director
$0 $0 $0
KRISTEN HOLT PRESIDENT & CEO 2.00
Officer
$0 $29,468 $536,466
RICHARD T HOLLIS CHIEF FINANCIAL OFFICER 5.00
Officer
$0 $28,779 $312,903
SIREESHA MANDAVA CHIEF INFORMATION OFFICER 6.00
Key Emp
$0 $26,536 $354,422
RODERICK MCGINNISS SVP - BUSINESS DEVELOPMENT 40.00
Highest
$0 $28,240 $216,295
JENNIFER FRASER DIRECTOR OF STAKEHOLDER ENGAGEMENT & CCO 20.00
Highest
$0 $33,499 $228,831
RICHARD BIALOBRZESKI CHIEF BUSINESS DEVELOPMENT OFFICER 2.00
Highest
$0 $28,466 $309,992
MICHAEL SHINKONIS DIRECTOR OF FINANCE AND ACCOUNTING 2.00
Highest
$0 $23,368 $201,820
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $14,063,939 $13,663,982 $11,041,312 $399,957
2022 $10,640,592 $10,256,218 $10,911,422 $384,374
2021 $7,508,104 $6,714,487 $9,859,367 $793,617
2020 $8,962,581 $8,067,445 $9,160,530 $895,136
2019 $7,152,479 $6,666,689 $8,036,330 $485,790
2018 $7,194,035 $10,711,906 $6,575,515 $-3,517,871
Explore More Nonprofits
Top 100 Nonprofits in Michigan Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare HOMEOWNERSHIP PRESERVATION FOUNDATION with other nonprofits in Michigan and across the country.