UNION BRIDGE FIRE COMPANY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

UNION BRIDGE FIRE COMPANY INC FIRE

Phone

4433409418

Tax Period

2022-07-01 to 2023-06-30

UNION BRIDGE FIRE COMPANY INC, founded in 2019, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2022. Revenue grew 17% year-over-year, indicating healthy expansion. The organization ran a surplus of $270K, a strong 23% operating margin.

Mission

VOLUNTEER FIREMEN KEEP EQUIPMENT IN PROPER WORKING ORDER AND UP TO DATE. PROVIDE EMERGENCY FIRE AND EMS SERVICE TO THE UNION BRIDGE COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $1,021,146

VOLUNTEER FIREMEN KEEP EQUIPMENT IN PROPER WORKING ORDER AND UP TO DATE. PROVIDE EMERGENCY FIRE AND EMS SERVICE TO THE UNION BRIDGE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $961,386

Program Service Revenue $98,616

Investment Income $1,564

Other Revenue $124,689

TOTAL REVENUE $1,186,255

Expense Breakdown

Grants Paid $0

Salaries & Benefits $556,215

Fundraising Expenses $0

Program Expenses $1,021,146

Other Expenses $349,783

TOTAL EXPENSES $916,587

Year-over-Year Comparison

	2022	2021	Change
Revenue	$1,186,255	$1,014,510	+0.2%
Expenses	$916,587	$1,016,697	-0.1%
Net Income	$269,668	$-2,187	-124.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

120

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MISSI GREEN	PRESIDENT	005.00	Officer	$0	$0	$0
RYAN GIST	VICE PRESIDENT	005.00	Officer	$0	$0	$0
MELVIN SMITH	SECRETARY	005.00	Officer	$0	$0	$0
S MICHAEL KREIMER	TREASURER	005.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$1,186,255	$916,587	$2,527,828	$269,668
2022	$1,014,510	$1,016,697	$2,296,374	$-2,187
2021	$1,139,091	$993,560	$2,107,959	$145,531
2020	$996,406	$949,653	$2,114,281	$46,753
2019	$1,352,713	$985,455	$2,129,941	$367,258
2018	$1,112,469	$1,075,489	$1,823,705	$36,980