ZONTA INTERNATIONAL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Principal Officer

Rosa Goldsmith

Phone

2404774237

Tax Period

2024-06-01 to 2025-05-31

ZONTA INTERNATIONAL, founded in 1922, is a micro nonprofit that reported $65K in total revenue in fiscal year 2024. Net assets of $759K represent 140 months of operating reserves.

Mission

Advancing the status of women through scholarship and service.

Program Service Accomplishments

Program 1

Expenses: $3,000 Revenue: $0

Funds transferred to affiliate Zonta Club of Washington Foundation for nursing scholarship.

Program 2

Expenses: $20,300 Revenue: $0

Funds transfered to affiliate Zonta Club of Washington Foundation for undergraduate scholarships

Program 3

Expenses: $33,998 Revenue: $0

Scholarships given to medical students attending universities in the Washington DC area: Georgetown University: $13,998, George Washington University: $4,667; Howard University: $7,333; Johns Hopkins...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $37,277

Program Service Revenue $0

Investment Income $25,450

Other Revenue $2,122

TOTAL REVENUE $64,849

Expense Breakdown

Grants Paid $57,298

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $57,298

Other Expenses $7,010

TOTAL EXPENSES $64,308

Year-over-Year Comparison

	2024	2023	Change
Revenue	$64,849	$64,888	0.0%
Expenses	$64,308	$70,490	-0.1%
Net Income	$541	$-5,602	-1.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Rosa Goldsmith	President	6	Officer Director	$0	$0	$0
Joanne Smith	Vice President	4	Officer Director	$0	$0	$0
Carletha Cole	Secretary	3	Officer Director	$0	$0	$0
Michele Smith	Treasurer	5	Officer Director	$0	$0	$0
Sonya Baskerville	Director	2	Director	$0	$0	$0
Kathleen Deustch	Director	2	Director	$0	$0	$0
Katelyn DiBenedetto	Director	2	Director	$0	$0	$0
Jill Holcomb	Director	2	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$64,849	$64,308	$758,884	$541
2024	$64,888	$70,490	$691,749	$-5,602
2023	$76,254	$71,319	$633,732	$4,935
2022	$75,197	$63,756	$665,532	$11,441
2021	$56,605	$60,185	$705,620	$-3,580