THE CURTIS BAY ATHLETIC CLUB INC (EIN 526049973) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

Chester P Mitchell Jr

Phone

4104283186

Tax Period

2025-01-01 to 2025-12-31

THE CURTIS BAY ATHLETIC CLUB INC, founded in 1949, is a micro nonprofit that reported $88K in total revenue in fiscal year 2025. Revenue fell 31% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $14K, a strong 16% operating margin.

Mission

To further community interest in civic affairs, sponsor and promote local improvements among young people, support activities which benefit and improve the community, provide social facilities for the members.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $63,228

Program Service Revenue $0

Investment Income $3,684

Other Revenue $20,710

TOTAL REVENUE $87,622

Expense Breakdown

Grants Paid $16,656

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $57,273

TOTAL EXPENSES $73,929

Year-over-Year Comparison

	2025	2024	Change
Revenue	$87,622	$126,611	-0.3%
Expenses	$73,929	$72,796	+0.0%
Net Income	$13,693	$53,815	-0.7%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

225

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
James A Goss	President	8.00	Officer	$0	$0	$0
Donald W Higdon	Vice President	8.00	Officer	$0	$0	$0
Chester P Mitchell Jr	Treasurer	12.00	Officer	$0	$0	$0
William A Dowell	Financial secretary	8.00	Officer	$0	$0	$0
Vincent P Watts	Recording Secretary	6.00	Officer	$0	$0	$0
John I Coles	Seargant at Arms	4.00	Officer	$0	$0	$0
Michael N Mack	director	4.00	Director	$0	$0	$0
John Drab Sr	director	5.00	Director	$0	$0	$0
Ken B Regiel Sr	director	4.00	Director	$0	$0	$0
Ronald W Pukacz	director	4.00	Director	$0	$0	$0
George E Bateman	director	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$87,622	$73,929	$527,510	$13,693
2024	$126,611	$72,796	$513,817	$53,815
2023	$57,498	$101,795	$460,002	$-44,297
2022	$123,878	$50,271	$503,427	$73,607
2021	$43,831	$42,604	$537,954	$1,227
2020	$33,939	$42,657	$500,927	$-8,718

THE CURTIS BAY ATHLETIC CLUB INC