PLUMBERS AND PIPEFITTERS MEDICAL FUND C/O CARDAY ASSOCIATES (EIN 530190932) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

TERRIEA SMALLS

Phone

4108729500

Tax Period

2023-01-01 to 2023-12-31

PLUMBERS AND PIPEFITTERS MEDICAL FUND C/O CARDAY ASSOCIATES, founded in 1949, is a mid-sized nonprofit that reported $25.2M in total revenue in fiscal year 2023. Expenses of $24.4M left a modest 3% surplus.

Mission

TO PROVIDE MEDICAL, DENTAL AND OTHER WELFARE BENEFITS TO UNION MEMBERSHIP IN ACCORDANCE WITH COLLECTIVELY BARGAINED AGREEMENT

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $21,181,971

Investment Income $781,994

Other Revenue $3,230,560

TOTAL REVENUE $25,194,525

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $1,302,191

TOTAL EXPENSES $24,415,470

Year-over-Year Comparison

	2023	2022	Change
Revenue	$25,194,525	$24,983,373	+0.0%
Expenses	$24,415,470	$24,008,960	+0.0%
Net Income	$779,055	$974,413	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$461,560

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WALTER HARRIGAN	UNION TRUSTEE	2.00	Director	$0	$0	$0
ANNE FINERFROCK	EMPLOYER TRUSTEE	2.00	Director	$0	$0	$0
ANDREW TOMLINSON	EMPLOYER TRUSTEE	2.00	Director	$0	$0	$0
RUDY FORD	EMPLOYER TRUSTEE	2.00	Director	$0	$0	$0
TERRIEA SMALLS	UNION TRUSTEE	2.00	Director	$0	$84,512	$236,890
MICHAEL CANALES	UNION TRUSTEE	2.00	Director	$0	$81,480	$224,670

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$25,194,525	$24,415,470	$52,610,890	$779,055
2022	$24,983,373	$24,008,960	$46,751,366	$974,413
2021	$26,830,489	$24,099,994	$51,337,880	$2,730,495
2020	$24,921,723	$24,877,588	$47,682,630	$44,135
2019	$25,278,852	$26,173,266	$46,024,967	$-894,414
2018	$22,886,515	$22,280,633	$43,471,963	$605,882

PLUMBERS AND PIPEFITTERS MEDICAL FUND C/O CARDAY ASSOCIATES