Hebrew Free Loan Association of DC

EIN: 530227814 501(c)(3) Public & Societal Benefit

Silver Spring, MD

Total Revenue
$413,527
Total Expenses
$134,277
Total Assets
$1,739,346
Net Assets
$1,651,220
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1909
Legal Domicile
DC
Principal Officer
Judith Bartnoff
Phone
3018590436
Tax Period
2024-01-01 to 2024-12-31

Hebrew Free Loan Association of DC, founded in 1909, is a small nonprofit in the Public & Societal Benefit sector that reported $414K in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $279K, a strong 68% operating margin.

Mission

The Hebrew Free Loan Association of Greater Washington, guided by Jewish values, provides individuals and families with interest-free loans to help them overcome financial challenges or to embrace professional and personal opportunities with dignity.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $420,114
Program Service Revenue $0
Investment Income $57
Other Revenue $-6,644
TOTAL REVENUE $413,527

Expense Breakdown

Grants Paid $0
Salaries & Benefits $80,030
Fundraising Expenses $38,009
Program Expenses $82,890
Other Expenses $54,247
TOTAL EXPENSES $134,277

Year-over-Year Comparison

2024 2023 Change
Revenue $413,527 $373,438 +0.1%
Expenses $134,277 $120,364 +0.1%
Net Income $279,250 $253,074 +0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
16
Independent Members
16
Employees
2
Volunteers
16

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$49,350
Total Directors
16
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Shuli Tropp Executive Director 15.00
Officer
$49,350 $0 $49,350
Suzanne Wachsstock Member 1.00
Director
$0 $0 $0
Oren Litwin Member 1.00
Director
$0 $0 $0
Naomi Malka Past President 2.00
Director
$0 $0 $0
Judith Bartnoff President 5.00
Officer Director
$0 $0 $0
Alisa Blum Member 1.00
Director
$0 $0 $0
Genna Cohen Member 1.00
Director
$0 $0 $0
David Farber Member 1.00
Director
$0 $0 $0
Emil Hirsch Member 1.00
Director
$0 $0 $0
Jonathan Kay Member 1.00
Director
$0 $0 $0
Gail Levine Member 1.00
Director
$0 $0 $0
Amanda Mizrahi Treasurer 2.00
Officer Director
$0 $0 $0
Rachel Mosher-Williams Secretary 1.00
Officer Director
$0 $0 $0
Amy Sukol Vice President 2.00
Officer Director
$0 $0 $0
Stephen Turow Member 1.00
Director
$0 $0 $0
Eric Ellman Member 1.00
Director
$0 $0 $0
Max Meizlish Member 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $413,527 $134,277 $1,739,346 $279,250
2023 $373,438 $120,364 $1,473,104 $253,074
2022 $312,937 $123,215 $1,169,257 $189,722
2021 $299,155 $101,511 $1,020,980 $197,644
2020 $331,146 $85,773 $836,033 $245,373
2019 $157,788 $76,054 $555,302 $81,734
2018 $77,738 $67,333 $414,699 $10,405
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