CHAMBER OF COMMERCE OF FRONT ROYAL (EIN 540449988) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

Niki Foster

Tax Period

2022-07-01 to 2023-06-30

CHAMBER OF COMMERCE OF FRONT ROYAL, founded in 1957, is a small nonprofit that reported $170K in total revenue in fiscal year 2017. Revenue decreased 10% compared to the prior year. Expenses of $190K exceeded revenue, resulting in a 12% operating deficit.

Mission

Business promotion of Warren County and Front Royal Virginia.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $53,677

Program Service Revenue $14,513

Investment Income $0

Other Revenue $45,250

TOTAL REVENUE $113,440

Expense Breakdown

Grants Paid $0

Salaries & Benefits $65,512

Fundraising Expenses $0

Program Expenses $77,656

Other Expenses $33,704

TOTAL EXPENSES $99,216

Year-over-Year Comparison

	2022	2021	Change
Revenue	$113,440	$104,575	+0.1%
Expenses	$99,216	$106,484	-0.1%
Net Income	$14,224	$-1,909	-8.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mark Harris	Director	1.00	Director	$0	$0	$0
Beth Waller	Director	1.00	Director	$0	$0	$0
William Huck	Director	1.00	Director	$0	$0	$0
Brian Jones	Director	1.00	Director	$0	$0	$0
Jamie Riley Streets	Director	1.00	Director	$0	$0	$0
Richard Runyon	Director	1.00	Director	$0	$0	$0
Bryon Biggs	Secretary	1.00	Officer Director	$0	$0	$0
Ray Bramble	Past Chairman	2.00	Officer Director	$0	$0	$0
Katie Tewell	Treasurer	1.00	Officer Director	$0	$0	$0
Tina Tolliver	1st Vice Chairman	1.00	Officer Director	$0	$0	$0
Justin Bates	Chairman	1.00	Officer Director	$0	$0	$0
Niki Foster	President	40.00	Officer Key Emp Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$113,440	$99,216	$101,238	$14,224
2022	$104,575	$106,484	$93,225	$-1,909
2021	$124,245	$92,095	$111,872	$32,150
2020	$118,208	$111,232	$13,772	$6,976
2019	$193,177	$177,082	$22,273	$16,095
2018	$170,136	$190,372	$11,882	$-20,236

CHAMBER OF COMMERCE OF FRONT ROYAL