YWCA OF CENTRAL VIRGINIA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1912

Legal Domicile

Principal Officer

NANCY HUBBARD

Phone

4348477751

Tax Period

2024-07-01 to 2025-06-30

YWCA OF CENTRAL VIRGINIA, founded in 1912, is a community nonprofit in the Human Services sector that reported $1.8M in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

THE YWCA IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN, AND PROMOTING PEACE, JUSTICE, DIGNITY, AND FREEDOM FOR ALL.

Program Service Accomplishments

Program 1

Expenses: $824,039 Revenue: $121,392

DOMESTIC VIOLENCE PREVENTION CENTER (DVPC) PROVIDES SAFE REFUGE FOR WOMEN AND CHILDREN ESCAPING VIOLENT HOMES THROUGH OUR TWO SHELTERS. SERVICES INCLUDE EMERGENCY SHELTER AND FOOD, 24-HOUR STAFF...

DOMESTIC VIOLENCE PREVENTION CENTER (DVPC) PROVIDES SAFE REFUGE FOR WOMEN AND CHILDREN ESCAPING VIOLENT HOMES THROUGH OUR TWO SHELTERS. SERVICES INCLUDE EMERGENCY SHELTER AND FOOD, 24-HOUR STAFF, ON-SITE AND 24-HOUR HOTLINE, SUPPORT GROUPS, CASE MANAGEMENT, ADVOCACY, AND COMMUNITY EDUCATION

Program 2

Expenses: $174,271

TO PROVIDE FREE CRISIS INTERVENTION, SUPPORT, ADVOCACY, AND INFORMATION TO SURVIVORS OF SEXUAL ASSAULT AND ABUSE AS WELL AS TO FAMILY MEMBERS AND FRIENDS.

Program 3

Expenses: $239,948

TO PROVIDE SAFE AND AFFORDABLE HOUSING FOR WOMEN

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,565,112

Program Service Revenue $115,983

Investment Income $50,448

Other Revenue $23,429

TOTAL REVENUE $1,754,972

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,245,252

Fundraising Expenses $198,182

Program Expenses $1,238,258

Other Expenses $557,898

TOTAL EXPENSES $1,803,150

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,754,972	$1,571,961	+0.1%
Expenses	$1,803,150	$1,897,269	0.0%
Net Income	$-48,178	$-325,308	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SAMANTHA CITTY	TREASURER	3.00	Officer Director	$0	$0	$0
BETH SAVAGE	PRESIDENT	3.00	Officer Director	$0	$0	$0
ASHLEY BEESLEY	DIRECTOR	1.00	Director	$0	$0	$0
AMY HALL	DIRECTOR	1.00	Director	$0	$0	$0
DR CRYSTAL STRANGE DHA LPC	SECRETARY	3.00	Officer Director	$0	$0	$0
ALEXIS SCOTT	DIRECTOR	1.00	Director	$0	$0	$0
NATASHA SPINNER	SECRETARY	3.00	Officer Director	$0	$0	$0
KAYDAN FERGUSON	VICE-PRESIDENT	3.00	Officer Director	$0	$0	$0
KENDRA WARRICK	DIRECTOR	1.00	Director	$0	$0	$0
DANIELLE WHITTED	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,754,972	$1,803,150	$3,325,861	$-48,178
2024	$1,571,961	$1,897,269	$3,328,210	$-325,308
2023	$1,987,152	$1,947,536	$3,567,332	$39,616
2022	$1,891,436	$1,993,420	$3,217,268	$-101,984
2021	$2,879,864	$1,696,528	$3,417,175	$1,183,336
2020	$1,597,195	$1,637,888	$2,361,184	$-40,693
2019	$1,554,542	$1,579,618	$2,157,042	$-25,076