BEACON CREDIT UNION INC

EIN: 540606388

Lynchburg, VA

Total Revenue
$24,198,465
Total Expenses
$21,496,362
Total Assets
$332,485,880
Net Assets
$35,212,789
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Tuckman-Chang Vulnerability Assessment

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Financial Trends

Organization Details

Formation Year
1939
Legal Domicile
VA
Principal Officer
Greg McConville
Phone
4342371566
Tax Period
2024-01-01 to 2024-12-31

BEACON CREDIT UNION INC, founded in 1939, is a mid-sized nonprofit that reported $12.4M in total revenue in fiscal year 2018. Expenses of $11.5M left a modest 7% surplus.

Mission

The mission of Beacon Credit Union is to serve its members with loan and deposit products that meet their financial needs and help achieve their financial goals.

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $1,053,163
Other Revenue $23,145,302
TOTAL REVENUE $24,198,465

Expense Breakdown

Grants Paid $0
Salaries & Benefits $7,579,563
Fundraising Expenses $0
Program Expenses $0
Other Expenses $13,916,799
TOTAL EXPENSES $21,496,362

Year-over-Year Comparison

2024 2023 Change
Revenue $24,198,465 $20,946,735 +0.2%
Expenses $21,496,362 $16,906,526 +0.3%
Net Income $2,702,103 $4,040,209 -0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
7
Independent Members
7
Employees
116
Volunteers
15

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$1,536,878
Total Directors
7
$41,000
Key Employees
4
$1,089,244
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Greg McConville CEO 45
Officer Key Emp Highest
$493,266 $0 $493,266
Susan Krantz SVP of Operations 40
Officer Key Emp
$214,748 $0 $214,748
Joe Goude SVP of Retail 40
Officer Key Emp
$196,436 $0 $196,436
Terry Hammond CFO 40
Officer Key Emp
$184,794 $0 $184,794
Laura Shafer VP--Retail 40
Officer
$115,675 $0 $115,675
Adam Carpenter VP--IT 40
Officer
$113,925 $0 $113,925
Lisa Gordon VP--Personnel 40
Officer
$110,313 $0 $110,313
Nicole Miller Controller 40
Officer
$107,721 $0 $107,721
Wendy Ayers Vice Chairman of the Board 1.00
Director
$6,000 $0 $6,000
Kathy Smith Asst Secretary of the Board 1.00
Director
$6,000 $0 $6,000
Philip Hynes Chairman of the Board 1.00
Director
$6,000 $0 $6,000
William Coleman Director 1.00
Director
$6,000 $0 $6,000
Wes Gordon Treasurer 1.00
Director
$6,000 $0 $6,000
Nancy Compton Secretary of the Board 1.00
Director
$5,500 $0 $5,500
Sandra Williams Director 1.00
Director
$5,500 $0 $5,500
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $24,198,465 $21,496,362 $332,485,880 $2,702,103
2023 $20,946,735 $16,906,526 $303,466,627 $4,040,209
2022 $16,479,530 $12,882,679 $289,405,166 $3,596,851
2021 $14,508,357 $11,413,628 $245,953,598 $3,094,729
2021 $14,508,357 $11,413,628 $245,953,598 $3,094,729
2020 $13,991,814 $12,342,738 $227,358,861 $1,649,076
2019 $13,730,683 $12,924,888 $211,107,402 $805,795
2018 $12,433,633 $11,531,565 $185,540,076 $902,068
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