COVINGTON, VA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Jackson River Community Credit Union, founded in 1953, is a community nonprofit that reported $2.9M in total revenue in fiscal year 2018. Revenue grew 15% year-over-year, indicating healthy expansion. The organization ran a surplus of $786K, a strong 27% operating margin.
CREDIT UNIONS EXIST TO OFFER AN ARRAY OF FINANCIAL SERVICES AT NO OR MINIMAL COSTS TO IT'S MEMBERS. THE CREDIT UNION STRIVES TO KEEP FEES AND COST OF SERVICES TO A MINIMUM. SERVICES INCLUDE BUT ARE NOT LIMITED TO: SAVINGS AND CHECKING ACCOUNTS, CERTIFICATES OF DEPOSITS, IRAS, CONSUMER LOANS AND MORTGAGES.
Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $7,424,478 | $6,374,937 | +0.2% |
| Expenses | $4,695,779 | $4,284,801 | +0.1% |
| Net Income | $2,728,699 | $2,090,136 | +0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| HUNTER FRIDLEY | CHAIRMAN | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| DAVID VEST | VICE-CHAIRMAN | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ANDRA FRIDLEY | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CINDY FOX | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| JIM BIRCHFIELD | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PERRY BALSER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| EDDIE TOOMBS | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| KATHLEEN ALL | CEO | 45.00 |
Officer
|
$145,479 | $23,333 | $168,812 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $7,424,478 | $4,695,779 | $127,427,295 | $2,728,699 |
| 2024 | $6,374,937 | $4,284,801 | $117,200,762 | $2,090,136 |
| 2023 | $5,733,008 | $3,690,060 | $108,539,863 | $2,042,948 |
| 2022 | $4,389,231 | $3,203,084 | $107,256,526 | $1,186,147 |
| 2021 | $3,478,106 | $2,687,263 | $104,365,110 | $790,843 |
| 2020 | $3,314,964 | $2,812,372 | $96,519,978 | $502,592 |
| 2019 | $3,329,470 | $2,531,476 | $83,927,378 | $797,994 |
| 2018 | $2,867,379 | $2,081,806 | $81,575,660 | $785,573 |
Compare JACKSON RIVER COMMUNITY CREDIT UNION with other nonprofits in Virginia and across the country.