EASTERN SHORE OF VIRGINIA CHAMBER … - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

ROBERT SABBATINI

Phone

7577872460

Tax Period

2025-01-01 to 2025-12-31

EASTERN SHORE OF VIRGINIA CHAMBER OF COMMERCE INC, founded in 1953, is a small nonprofit that reported $363K in total revenue in fiscal year 2025. Expenses of $416K exceeded revenue, resulting in a 15% operating deficit.

Mission

PROMOTION OF THE BUSINESS, PROFESSIONAL, AGRICULTURAL, SEAFOOD, TOURISM AND COMMUNITY INTERESTS OF THE EASTERN SHORE OF VIRGINIA (ACCOMACK AND NORTHAMPTON COUNTIES). THE CHAMBER PUBLISHES BUSINESS DIRECTORIES AND AREA RESOURCE GUIDES IN ADDITION TO ORGANIZES FESTIVALS.

Program Service Accomplishments

Program 1

Expenses: $336,441

THE CHAMBER HAS HIGHLIGHTED THE BENEFITS OF ITS LOCALLY SERVED AREA VIA FESTIVALS, RESOURCE AND BUSINESS GUIDES, AND COMMUNITY PRESENCE IN ORDER TO CREATE JOBS THROUGH INDUSTRIAL AND ECONOMIC...

THE CHAMBER HAS HIGHLIGHTED THE BENEFITS OF ITS LOCALLY SERVED AREA VIA FESTIVALS, RESOURCE AND BUSINESS GUIDES, AND COMMUNITY PRESENCE IN ORDER TO CREATE JOBS THROUGH INDUSTRIAL AND ECONOMIC DEVELOPMENT, IMPROVE THE OVERALL BUSINESS CLIMATE FOR ITS MEMBERS, AND PROMOTE AND PUBLICIZE TOURISM RESOURCES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $114,088

Program Service Revenue $184,160

Investment Income $8,251

Other Revenue $56,379

TOTAL REVENUE $362,878

Expense Breakdown

Grants Paid $0

Salaries & Benefits $280,639

Fundraising Expenses $0

Program Expenses $336,441

Other Expenses $134,398

TOTAL EXPENSES $416,067

Year-over-Year Comparison

	2025	2024	Change
Revenue	$362,878	$380,375	0.0%
Expenses	$416,067	$359,775	+0.2%
Net Income	$-53,189	$20,600	-3.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAY ABELLA	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER ANNIS	CHAIRMAN	2.00	Officer Director	$0	$0	$0
SUSIE CHARNOCK	DIRECTOR	1.00	Director	$0	$0	$0
NICK CHIQUIN	DIRECTOR	1.00	Director	$0	$0	$0
PHIL CUSTIS	DIRECTOR	1.00	Director	$0	$0	$0
URSULA DEITCH	DIRECTOR	1.00	Director	$0	$0	$0
ANN KYLE DOUGHTY	1ST VICE-CHA	1.00	Officer Director	$0	$0	$0
JEANNETTE EDWARDS	DIRECTOR	1.00	Director	$0	$0	$0
BILL FLOYD	DIRECTOR	1.00	Director	$0	$0	$0
ERIC HAWKINS	DIRECTOR	1.00	Director	$0	$0	$0
JT HOLLAND	DIRECTOR	1.00	Director	$0	$0	$0
JOHN T WILLIAMS JR	DIRECTOR	1.00	Director	$0	$0	$0
PATRICIA KELLAM	DIRECTOR	1.00	Director	$0	$0	$0
ELIZABETH LANKFORD	DIRECTOR	1.00	Director	$0	$0	$0
TOM MAPP	TREASURER	1.00	Officer Director	$0	$0	$0
WILL RUSSELL	FORMER CHAIR	1.00	Officer Director	$0	$0	$0
BETH SHARPLEY	2ND VICE CHA	1.00	Director	$0	$0	$0
KRISTIN WEBB	DIRECTOR	1.00	Director	$0	$0	$0
WAYNE WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
BUTCH WILLIAMSON	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$362,878	$416,067	$391,005	$-53,189
2024	$380,375	$359,775	$427,466	$20,600
2023	$342,429	$318,601	$433,491	$23,828
2022	$400,493	$313,563	$724,128	$86,930
2021	$360,824	$307,120	$637,405	$53,704
2020	$287,112	$267,779	$253,836	$19,333
2019	$296,899	$278,799	$226,049	$18,100
2018	$246,064	$231,880	$205,458	$14,184

EASTERN SHORE OF VIRGINIA CHAMBER OF COMMERCE INC