CHARLOTTESVILLE, VA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, founded in 1954, is a mid-sized nonprofit that reported $68.0M in total revenue in fiscal year 2023. Revenue surged 33% from the prior year, signaling strong growth momentum. Expenses of $59.8M left a modest 12% surplus.
THE MISSION OF THE UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. IS TO 1) ENCOURAGE THRIFT AMONG MEMBERSHIP, THUS CREATING A LENDABLE POOL OF FUNDS 2) MAKE MEMBER LOANS AT A REASONABLE RATE OF INTEREST 3) PAY A FAIR RATE OF RETURN ON MEMBER SAVINGS 4) PROVIDE HELPFUL MEMBER FINANCIAL SERVICE.
DURING 2023, UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC., A STATE-CHARTERED CREDIT UNION LOCATED IN CENTRAL VIRGINIA, PROVIDED FINANCIAL SERVICES TO MEMBERS WHO LIVE, WORK, OR ATTEND SCHOOL...
DURING 2023, UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC., A STATE-CHARTERED CREDIT UNION LOCATED IN CENTRAL VIRGINIA, PROVIDED FINANCIAL SERVICES TO MEMBERS WHO LIVE, WORK, OR ATTEND SCHOOL IN THE COUNTIES OF ALBEMARLE, AMHERST, AUGUSTA, BATH, BEDFORD, BUCKINGHAM, CAMPBELL, CULPEPER, CUMBERLAND, FAUQUIER, FLUVANNA, GREENE, HIGHLAND, LOUISA, MADISON, NELSON, ORANGE, RAPPHANNOCK, ROCKBRIDGE, ROCKINGHAM, AS WELL AS THE CITIES OF CHARLOTTESVILLE, HARRISONBURG, LYNCHBURG, STAUNTON, & WAYNESBORO. THE CREDIT UNION CONTINUED TO FULFILL ITS EXEMPT PURPOSE BY PROVIDING CREDIT AT FAIR AND REASONABLE RATES OF INTEREST, OFFERING COMPETITIVE SHARE DEPOSIT PRODUCTS, AND PROVIDING MEMBERS WITH THE OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION. AS OF THE END OF 2023, THE CREDIT UNION SERVED 80,094 MEMBERS.
PROVIDE 40,195 LOANS INCLUDING HOME EQUITY, SHARE SECURED, FIRST MORTGAGE, CREDIT CARD, UNSECURED, NEW AND USED VEHICLE, RECREATIONAL VEHICLES, AND LINE OF CREDIT WITH AGGREGATE LOAN BALANCES THAT...
PROVIDE 40,195 LOANS INCLUDING HOME EQUITY, SHARE SECURED, FIRST MORTGAGE, CREDIT CARD, UNSECURED, NEW AND USED VEHICLE, RECREATIONAL VEHICLES, AND LINE OF CREDIT WITH AGGREGATE LOAN BALANCES THAT APPROXIMATED $823,637,000 AS OF DECEMBER 31, 2023.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $68,043,323 | $51,224,047 | +0.3% |
| Expenses | $59,776,332 | $45,436,580 | +0.3% |
| Net Income | $8,266,991 | $5,787,467 | +0.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JEFFREY C MOSCICKI | CHAIRPERSON | 1.00 |
Director
|
$0 | $0 | $0 |
| CYNTHIA MURRAY | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| LYNNE RICHMAN BELL | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PAMELA W HIGGINS | V. CHAIRPERSON | 1.00 |
Director
|
$0 | $0 | $0 |
| ROB W FREER | BOD SECRETARY | 1.00 |
Director
|
$0 | $0 | $0 |
| LISA P HEUCHERT | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MARIE C MELTON | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| ROBERT NEIL | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| BENJAMIN MCCARTNEY | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| KENNETH EADES | BOD TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| J BARRETT JONES | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PETER HOLMAN | CFO | 40.00 |
Officer
|
$282,288 | $61,761 | $344,049 |
| SUSAN GRUBER | CEO/PRESIDENT | 40.00 |
Officer
|
$675,062 | $33,000 | $708,062 |
| BELINDA TUCKER | COO | 40.00 |
Officer
|
$282,213 | $0 | $282,213 |
| DAVID ESWORTHY | SVP RETAIL | 40.00 |
Key Emp
|
$206,820 | $13,564 | $220,384 |
| ETHAN DUNSTAN | SVP BUSINESS BANKING | 40.00 |
Key Emp
|
$195,517 | $37,457 | $232,974 |
| GEORGE FISHER | CIO | 40.00 |
Key Emp
|
$212,977 | $54,790 | $267,767 |
| BRENDAN MCCORMICK | SVP INTERNAL AUDIT | 40.00 |
Key Emp
|
$186,493 | $43,176 | $229,669 |
| BONNIE WILKINS | SVP COMMERCIAL CREDIT | 40.00 |
Key Emp
|
$171,630 | $28,365 | $199,995 |
| JOE RAICHEL | CLO | 40.00 |
Key Emp
|
$286,293 | $52,655 | $338,948 |
| KAREN SCHEMMEL | BUSINESS ANALYSIS MGR | 40.00 |
Highest
|
$167,905 | $17,227 | $185,132 |
| JANINE WILLIAMS | VP CREDIT UNION AFFAIRS | 40.00 |
Highest
|
$161,145 | $40,982 | $202,127 |
| JONATHON NEEL | VP TECHNOLOGY | 40.00 |
Highest
|
$171,521 | $41,496 | $213,017 |
| SUZANNE HESS | VP ACCOUNTING | 40.00 |
Highest
|
$180,795 | $26,084 | $206,879 |
| ANNE LESKO | CHRO | 40.00 |
Highest
|
$202,260 | $45,571 | $247,831 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $68,043,323 | $59,776,332 | $1,446,557,883 | $8,266,991 |
| 2022 | $51,224,047 | $45,436,580 | $1,409,418,311 | $5,787,467 |
| 2021 | $46,956,811 | $38,843,292 | $1,415,250,670 | $8,113,519 |
| 2020 | $44,689,577 | $39,972,996 | $1,210,620,558 | $4,716,581 |
| 2019 | $47,038,027 | $40,239,559 | $1,026,121,491 | $6,798,468 |
| 2018 | $43,422,781 | $36,155,439 | $954,157,214 | $7,267,342 |
Compare UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION with other nonprofits in Virginia and across the country.