Stratford Recreation Association Inc (EIN 540785343) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

Melinda Sposari

Phone

7037808900

Tax Period

2023-10-01 to 2024-09-30

Stratford Recreation Association Inc, founded in 1996, is a small nonprofit in the Recreation & Sports sector that reported $446K in total revenue in fiscal year 2022. Revenue grew 13% year-over-year, indicating healthy expansion. Net assets of $987K represent 27 months of operating reserves.

Mission

Neighborhood swim, dive and tennis club

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $444,907

Investment Income $2,006

Other Revenue $1,866

TOTAL REVENUE $448,779

Expense Breakdown

Grants Paid $0

Salaries & Benefits $53,137

Fundraising Expenses $0

Other Expenses $441,984

TOTAL EXPENSES $495,121

Year-over-Year Comparison

	2023	2022	Change
Revenue	$448,779	$446,352	+0.0%
Expenses	$495,121	$445,963	+0.1%
Net Income	$-46,342	$389	-120.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

425

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Troy Sullivan	Membership Rep.	10.00	Director	$0	$0	$0
Simmons Lough	Member-at-large	10.00	Director	$0	$0	$0
Ryan Fox	Member-at-large	10.00	Director	$0	$0	$0
Scott Kopple	Member-at-large beginning 11/19/2023	10.00	Director	$0	$0	$0
Chrisanne Gayl	Member-at-large beginning 11/19/2023	10.00	Director	$0	$0	$0
Galen Roehl	Member-at-large through 11/19/2023	10.00	Director	$0	$0	$0
Sumrall Morgan	President beginning 11/19/2023	10.00	Officer	$0	$0	$0
Maureen Marshall Finley	Vice President	10.00	Officer	$0	$0	$0
Jeff Gontarek	Treasurer	10.00	Officer	$0	$0	$0
Hadley Pettway	Secretary	10.00	Officer	$0	$0	$0
Brian Berry	President through 11/19/2023	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$448,779	$495,121	$1,593,173	$-46,342
2023	$446,352	$445,963	$1,650,868	$389

Stratford Recreation Association Inc