NATIONAL TERRAZZO & MOSAIC ASSOCIATION INC (EIN 540837226) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

CHAD RAKOW

Phone

8003239736

Tax Period

2023-01-01 to 2023-12-31

NATIONAL TERRAZZO & MOSAIC ASSOCIATION INC, founded in 1965, is a community nonprofit that reported $1.4M in total revenue in fiscal year 2023. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $1.3M left a modest 7% surplus.

Mission

THE ASSOCIATION IS COMPRISED OF TERRAZZO CONTRACTORS WHO MEET RIGID PROFICIENCY STANDARDS AND PARTICIPATE IN CONTINUING EDUCATION SEMINARS CONDUCTED BY THE ASSOCIATION. THE ASSOCIATION ESTABLISHES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,342,071

Investment Income $45,607

Other Revenue $0

TOTAL REVENUE $1,387,678

Expense Breakdown

Grants Paid $42,000

Salaries & Benefits $182,978

Fundraising Expenses $0

Other Expenses $1,060,489

TOTAL EXPENSES $1,285,467

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,387,678	$1,269,597	+0.1%
Expenses	$1,285,467	$1,258,347	+0.0%
Net Income	$102,211	$11,250	+8.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LESLIE CARRIO	PRESIDENT	1.00	Officer Director	$0	$0	$0
JOSH ROBERSON	VICE-PRESIDENT	1.00	Officer Director	$0	$0	$0
TONY GRAZZINI	TREASURER	1.00	Officer Director	$0	$0	$0
CHRIS CORRADINI	PAST PRESIDENT	1.00	Director	$0	$0	$0
JOE IORIO	DIRECTOR	1.00	Director	$0	$0	$0
CHAD RAKOW	DIRECTOR	1.00	Director	$0	$0	$0
CLYDE MARTIN	DIRECTOR	1.00	Director	$0	$0	$0
JONATHAN MARALDO	DIRECTOR	1.00	Director	$0	$0	$0
RYAN MCCALL	DIRECTOR	1.00	Director	$0	$0	$0
MARK FOWLER	EXECUTIVE DIRECTOR	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$1,387,678	$1,285,467	$2,391,654	$102,211
2022	$1,269,597	$1,258,347	$1,905,172	$11,250
2021	$1,196,952	$1,092,004	$1,968,713	$104,948
2020	$989,466	$761,903	$1,798,117	$227,563
2019	$1,256,521	$1,198,260	$1,515,345	$58,261

NATIONAL TERRAZZO & MOSAIC ASSOCIATION INC