Richmond Ski Club Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

Steve Switzer

Phone

8048732518

Tax Period

2024-05-01 to 2025-04-30

Richmond Ski Club Inc, founded in 1954, is a small nonprofit that reported $859K in total revenue in fiscal year 2024.

Mission

To encourage participation and competition in the sport of skiing, charitable and social activities

Program Service Accomplishments

Program 1

12 trips for club members to various ski areas with approximately 400 members who participated

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $25,031

Program Service Revenue $831,986

Investment Income $1,430

Other Revenue $165

TOTAL REVENUE $858,612

Expense Breakdown

Grants Paid $3,718

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $851,523

TOTAL EXPENSES $855,241

Year-over-Year Comparison

	2024	2023	Change
Revenue	$858,612	$846,231	+0.0%
Expenses	$855,241	$843,560	+0.0%
Net Income	$3,371	$2,671	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

491

Independent Members

491

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Greg Chadwick	Meetings Director	2.00	Director	$0	$0	$0
Karen Noakes	UP of Trips	1.00	Officer	$0	$0	$0
Juanita Weber	Treasurer	3.00	Officer	$0	$0	$0
Andrea Shimko	Advisor	2.00	Officer	$0	$0	$0
Sue Mullins Ramsay	Director Fundrising	2.00	Director	$0	$0	$0
Stacy Sprowl	VP of Activities	1.50	Officer	$0	$0	$0
Sharon Weddle	Membership Director	1.50	Director	$0	$0	$0
Eddy Long	VP of Operations	1.50	Officer	$0	$0	$0
Brenda Bird	News Director	1.50	Director	$0	$0	$0
Judy Marston	Secretary	2.00	Officer	$0	$0	$0
Cynthia Stebbins	Social Director	1.50	Director	$0	$0	$0
Linda Neal	Activities Director	1.50	Director	$0	$0	$0
Mike Larson	President Elect	1.50	Officer	$0	$0	$0
Steve Switzer	President	2.00	Director	$0	$0	$0
Robyn Larson	Informational Systems Director	3.00	Director	$0	$0	$0
Nancy Tickle	Sales & Marketing Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$858,612	$855,241	$79,140	$3,371
2023	$660,466	$664,624	$78,565	$-4,158
2022	$586,475	$595,762	$78,320	$-9,287
2021	$201,501	$192,863	$86,339	$8,638