Augusta Health Care C U Inc (EIN 541018133) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

Mary King

Phone

5409324590

Tax Period

2024-01-01 to 2024-12-31

Augusta Health Care C U Inc, founded in 1964, is a small nonprofit that reported $566K in total revenue in fiscal year 2018. The organization ran a surplus of $202K, a strong 36% operating margin.

Mission

Augusta Health Care Credit Union is a member-owned financial organization whose purpose is to provide prompt, quality, and personal service. Services are provided to promote savings, safeguard member assets, and to provide affordable, convenient checking, and lending.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $406,307

Investment Income $386,465

Other Revenue $4,073

TOTAL REVENUE $796,845

Expense Breakdown

Grants Paid $0

Salaries & Benefits $156,284

Fundraising Expenses $0

Program Expenses $496,435

Other Expenses $247,083

TOTAL EXPENSES $496,435

Year-over-Year Comparison

	2024	2023	Change
Revenue	$796,845	$735,252	+0.1%
Expenses	$496,435	$447,240	+0.1%
Net Income	$300,410	$288,012	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Marvella Rea	Director	0.00	Director	$0	$0	$0
Jean Ingram	Director	0.00	Director	$0	$0	$0
Todd Lilley	Director	0.00	Director	$0	$0	$0
Caroline Hackley	Director	0.00	Director	$0	$0	$0
Julie Melampy	Supervisory Committee Chair	0.00	Director	$0	$0	$0
Holly Caldwell	President	0.00	Officer Director	$0	$0	$0
Mary King	ManagerCEO	40.00	Officer Director	$0	$0	$0
Ashley Cook	Treasurer	0.00	Officer Director	$0	$0	$0
Jan Kitts-Cook	Vice President	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$796,845	$496,435	$14,401,224	$300,410
2023	$735,252	$447,240	$14,381,866	$288,012
2022	$547,627	$350,370	$14,492,502	$197,257
2021	$572,172	$440,433	$14,226,891	$131,739
2020	$492,154	$420,186	$13,711,486	$71,968
2019	$592,025	$401,087	$12,152,023	$190,938
2018	$565,570	$363,909	$11,596,183	$201,661

Augusta Health Care C U Inc