BEDFORD LIFE SAVING AND FIRST CREW INC

EIN: 541048498 501(c)(3)

BEDFORD, VA

Total Revenue
$5,231
Total Expenses
$274,793
Total Assets
N/A
Net Assets
N/A
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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1970
Legal Domicile
VA
Principal Officer
CHARLES F COLES
Tax Period
2021-01-01 to 2021-12-31

BEDFORD LIFE SAVING AND FIRST CREW INC, founded in 1970, is a micro nonprofit that reported $45K in total revenue in fiscal year 2018. Revenue fell 28% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $37K, a strong 84% operating margin.

Mission

Volunteer Rescue Squad Promote education and training for life saving and first aid services. Support Bedford County Fire and Rescue services.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $5,231
Other Revenue $0
TOTAL REVENUE $5,231

Expense Breakdown

Grants Paid $274,793
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $0
TOTAL EXPENSES $274,793

Year-over-Year Comparison

2021 2020 Change
Revenue $5,231 $6,275 -0.2%
Expenses $274,793 $733,975 -0.6%
Net Income $-269,562 $-727,700 -0.6%
Key Indicators
✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
3
Independent Members
3
Employees
N/A
Volunteers
3

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
2
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN MESSIER CHAIRMAN & PRE 1
Officer Director
$0 $0 $0
JIM MESSIER DIRECTOR 1
Director
$0 $0 $0
CHARLIE COLES TREASURER 1
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $5,231 $274,793 No data $-269,562
2020 $6,275 $733,975 $269,562 $-727,700
2019 $37,607 $1,538 $1,000,885 $36,069
2018 $44,657 $7,250 $899,169 $37,407
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