RURITAN NATIONAL CORPORATION (EIN 541061921) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

ELIZABETH SHOEMAKER

Phone

5409553755

Tax Period

2024-01-01 to 2024-12-31

Ruritan National Corporation, founded in 1954, is a small nonprofit in the Community Improvement sector that reported $148K in total revenue in fiscal year 2018. Revenue fell 28% from the prior year — a significant decline worth monitoring. Expenses of $139K left a modest 6% surplus.

Mission

TO PROMOTE FELLOWSHIP AMONG ITS MEMBERS AND THE CITIZENS IN THE COMMUNITY, TO UNIFY THE EFFORTS OF THOSE INDIVIDUALS, ORGANIZATIONS AND INSTITUTIONS TO WORK WITH OTHER AGENCIES THAT SERVE THE COMMUNITY AND FOSTER THE IDEALS OF THE COMMUNITY SERVED.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $66,293

Program Service Revenue $0

Investment Income $7,126

Other Revenue $254,566

TOTAL REVENUE $327,985

Expense Breakdown

Grants Paid $10,300

Salaries & Benefits $10,950

Fundraising Expenses $0

Program Expenses $341,939

Other Expenses $336,049

TOTAL EXPENSES $357,299

Year-over-Year Comparison

	2024	2023	Change
Revenue	$327,985	$386,130	-0.2%
Expenses	$357,299	$324,136	+0.1%
Net Income	$-29,314	$61,994	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GLENN SKILLMAN	GROUNDS CHAIRMAN	4.00	Officer Director	$0	$0	$0
JIM SWISHER	DIRECTOR	0.25	Director	$0	$0	$0
COREY CATHER	LIVESTOCK CHAIRMAN	0.00	Director	$0	$0	$0
PHILIP SHENK	DIRECTOR	0.00	Director	$0	$0	$0
HOPE CATHER	DIRECTOR	0.00	Director	$0	$0	$0
NANCY SPECHT	SECRETARY	2.00	Officer	$0	$0	$0
ELIZABETH SHOEMAKER	TREASURER	4.00	Officer	$0	$0	$0
BRAD BROY	PRESIDENT	8.00	Officer	$0	$0	$0
RALPH AMBROSIO	VICE PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$327,985	$357,299	$3,131,547	$-29,314
2023	$386,130	$324,136	$3,160,861	$61,994
2022	$365,380	$158,798	$3,098,877	$206,582
2021	$296,027	$108,562	$2,893,809	$187,465
2020	$71,764	$73,137	$2,796,829	$-1,373
2019	$137,366	$123,863	$2,799,129	$13,503
2018	$148,125	$138,848	$2,764,238	$9,277

RURITAN NATIONAL CORPORATION