CENTRAL LIFESAVING & RESCUE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

MILDRED RICHARDSON

Phone

4345772151

Tax Period

2025-01-01 to 2025-12-31

CENTRAL LIFESAVING & RESCUE INC, founded in 1963, is a small nonprofit that reported $670K in total revenue in fiscal year 2025. Revenue decreased 9% compared to the prior year. The organization ran a surplus of $183K, a strong 27% operating margin.

Mission

TO PROVIDE EMERGENCY MEDICAL CARE AND TRANSPORTATION TO THE CITIZENS OF THE COMMUNITY

Program Service Accomplishments

Program 1

Expenses: $484,871 Revenue: $189,725

PROVISION OF EMERGENCY MEDICAL CARE AND TRANSPORTATION TO THE CITIZENS OF THE COMMUNITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $454,684

Program Service Revenue $189,725

Investment Income $24,762

Other Revenue $618

TOTAL REVENUE $669,789

Expense Breakdown

Grants Paid $0

Salaries & Benefits $289,496

Fundraising Expenses $0

Program Expenses $484,871

Other Expenses $197,250

TOTAL EXPENSES $486,746

Year-over-Year Comparison

	2025	2024	Change
Revenue	$669,789	$737,489	-0.1%
Expenses	$486,746	$519,131	-0.1%
Net Income	$183,043	$218,358	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MILDRED RICHARDSON	PRESIDENT	5.00	Officer Director	$0	$0	$0
ROBERT DEAN CLARY	VICE-PRESIDE	5.00	Officer Director	$0	$0	$0
PATTY S RICHARDSON	TREASURER	12.00	Officer Director	$0	$0	$0
PATRICIA MOSELEY	SECRETARY	5.00	Officer Director	$0	$0	$0
MAYGAN CLARY	CHAPLAIN	1.00	Officer	$0	$0	$0
ALLEN RICHARDSON	CAPTAIN	5.00	Officer	$0	$0	$0
JOEY HAMMACK	LIEUTENANT	2.00	Officer	$0	$0	$0
REBECCA WRIGHT	SERGEANT-AT-	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$669,789	$486,746	$1,264,731	$183,043
2024	No data	No data	No data	No data
2023	$635,870	$570,048	$865,646	$65,822
2022	$526,235	$468,257	$803,450	$57,978
2021	$398,146	$398,905	$746,454	$-759
2020	$607,366	$334,755	$742,707	$272,611
2019	$298,334	$231,055	$467,949	$67,279
2018	$311,967	$194,729	$400,706	$117,238