Urban Ministry Housing Development Corporation (EIN 541192456) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Principal Officer

Eugene J DeNardi

Phone

7574614696

Tax Period

2025-01-01 to 2025-12-31

Urban Ministry Housing Development Corporation, founded in 1982, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2017. Expenses of $1.2M left a modest 7% surplus.

Mission

Low Income Rental Housing-Elderly

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,761,959

Investment Income $2,492

Other Revenue $0

TOTAL REVENUE $1,764,451

Expense Breakdown

Grants Paid $0

Salaries & Benefits $396,918

Fundraising Expenses $0

Program Expenses $1,984,311

Other Expenses $1,720,666

TOTAL EXPENSES $2,117,584

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,764,451	$1,456,961	+0.2%
Expenses	$2,117,584	$1,740,533	+0.2%
Net Income	$-353,133	$-283,572	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$88,000

Total Directors

$113,000

Key Employees

$25,000

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Richard Bridgford	President	N/A	Director Key Emp	$0	$0	$25,000
Eugene DeNardi	Treasurer	N/A	Officer Director	$0	$0	$26,461
Lynne Pipis	Vice-President	N/A	Director	$0	$0	$0
Emmett Pate	Secretary	N/A	Officer Director	$0	$0	$61,539
0	0	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,764,451	$2,117,584	$11,447,584	$-353,133
2024	$1,456,961	$1,740,533	$9,268,938	$-283,572
2023	$1,163,378	$1,081,079	$2,521,088	$82,299
2023	$761,909	$837,247	$5,926,855	$-75,338
2022	$1,579,252	$1,380,512	$1,671,440	$198,740
2021	$1,429,776	$1,368,394	$1,485,938	$61,382
2020	$1,366,135	$1,330,768	$1,543,421	$35,367
2019	$1,315,946	$1,351,297	$1,708,958	$-35,351
2018	$1,309,183	$1,221,273	$2,005,937	$87,910

Urban Ministry Housing Development Corporation