Washington, DC
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)National Council of Higher Education Loan Programs, founded in 1967, is a small nonprofit that reported $857K in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. The organization ran a surplus of $224K, a strong 26% operating margin.
To provide superior advocacy, communications, regulatory analysis and engagement, and operational support to its members so they may effectively help students and families develop, pay for, and achieve their career, training, and postsecondary educational goals.
NCHER provides advocacy activities on behalf of state, nonprofit, and private organizations involved in federal and private student loan programs and college access and success initiatives, through...
NCHER provides advocacy activities on behalf of state, nonprofit, and private organizations involved in federal and private student loan programs and college access and success initiatives, through its ongoing involvement and outreach with Congress, the White House, the U.S. Department of Education, the Consumer Financial Protection Bureau, the Federal Communications Commission, and other federal agencies, associations, and organizations engaged in higher education financing and policy.
NCHER holds two major educational conferences each year, which spans across the diverse memberships needs and addresses their areas of expertise. The NCHER Legislative and Leadership Conference is...
NCHER holds two major educational conferences each year, which spans across the diverse memberships needs and addresses their areas of expertise. The NCHER Legislative and Leadership Conference is geared toward executive level staff in an effort to keep them abreast of federal and state developments impacting the higher education finance industry. The NCHER Annual Conference is open and designed for everyone across the industry and provides attendees with ample opportunities to network, learn, and take information back home that they can use in their current jobs from hearing about the current trends and hot topics to exploring new and potential business opportunities.
The committee programs address operational and regulatory issues of interest to the student loan and grant community. The organizations main committees consist of the: College Access and Success...
The committee programs address operational and regulatory issues of interest to the student loan and grant community. The organizations main committees consist of the: College Access and Success Committee, Legal Affairs and Compliance Committee, Private Education Loan and Consumer Finance Committee, and Federal Program and Regulations Committee.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $857,371 | $787,970 | +0.1% |
| Expenses | $633,389 | $1,011,566 | -0.4% |
| Net Income | $223,982 | $-223,596 | -2.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Stefanie Gramm | Director Operations and Meetings | 40.00 |
Highest
|
$91,116 | $27,490 | $118,606 |
| James Bergeron | President until 125 | 40.00 |
Officer
|
$85,306 | $3,907 | $89,213 |
| James T Farha | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Jimmy Parker | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Ray Jones | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Melissa Neal | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Scott A Giles | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Ron Gambill | Treasurer | 1.00 |
Director
|
$0 | $0 | $0 |
| Scott D Giles | Chair-Elect | 1.00 |
Director
|
$0 | $0 | $0 |
| Kelly Lipinski | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Joseph Santoro | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Bob Collins | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Christopher Chapman | Director At-Large | 1.00 |
Director
|
$0 | $0 | $0 |
| Angela Baier | Immediate Past-Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Diana Barber | Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Alexander Ricci | President as of 425 | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $857,371 | $633,389 | $721,764 | $223,982 |
| 2024 | $787,970 | $1,011,566 | $361,451 | $-223,596 |
| 2023 | $914,816 | $1,250,043 | $863,659 | $-335,227 |
| 2022 | $1,209,566 | $1,365,067 | $1,157,483 | $-155,501 |
| 2021 | $1,088,695 | $1,277,722 | $1,547,938 | $-189,027 |
| 2020 | $1,059,160 | $1,381,289 | $1,587,813 | $-322,129 |
| 2019 | $1,259,757 | $1,437,460 | $1,811,641 | $-177,703 |
| 2018 | $1,565,212 | $1,415,163 | $1,628,155 | $150,049 |
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