Ruritan Road Ruritan Club

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

Dreama D Martin

Phone

5404973936

Tax Period

2025-01-01 to 2025-12-31

Ruritan Road Ruritan Club, founded in 1987, is a small nonprofit that reported $124K in total revenue in fiscal year 2025. Revenue decreased 6% compared to the prior year. Expenses of $139K exceeded revenue, resulting in a 12% operating deficit.

Mission

Provide support through givings to area non-profit organizataions and citizens

Program Service Accomplishments

Program 1

Expenses: $138,595 Revenue: $123,797

Provide support through givings to area non-profit organizations and citizens.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $123,797

TOTAL REVENUE $123,797

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $138,595

Other Expenses $138,595

TOTAL EXPENSES $138,595

Year-over-Year Comparison

	2025	2024	Change
Revenue	$123,797	$132,276	-0.1%
Expenses	$138,595	$126,421	+0.1%
Net Income	$-14,798	$5,855	-3.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SMax Orren	President	15.00	Officer	$0	$0	$0
Patricia Arnold	Vice-President	15.00	Officer	$0	$0	$0
Sarah Kelly	Secretary	15.00	Officer	$0	$0	$0
Bonnie Westpfahl	Treasurer	15.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$123,797	$138,595	$74,554	$-14,798
2024	No data	No data	No data	No data
2023	$53,250	$630,306	$104,109	$-577,056
2022	$115,225	$115,651	$94,935	$-426
2021	$100,222	$75,558	$102,337	$24,664
2020	$254,570	$247,894	$102,337	$6,676
2019	$105,106	$94,592	$101,558	$10,514
2018	$73,077	$52,140	$98,368	$20,937