HABITAT FOR HUMANITY (EIN 541509875) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

ROBERT HUGHES

Phone

4344762330

Tax Period

2024-01-01 to 2024-12-31

HABITAT FOR HUMANITY is a micro nonprofit that reported $10K in total revenue in fiscal year 2018. Revenue fell 71% from the prior year — a significant decline worth monitoring. Expenses of $23K exceeded revenue, resulting in a 123% operating deficit.

Mission

WE HAVE COMPLETED FIFTEEN HOMES THAT HAVE BEEN SOLD TO LOW INCOME FAMILIES IN NEED OF SHELTER. THESE FAMILIES ARE PURCHASING THESE HOMES THAT WE FINANCE WITH NON INTEREST BEARING LOANS.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $7,430

Program Service Revenue $0

Investment Income $7,199

Other Revenue $0

TOTAL REVENUE $14,629

Expense Breakdown

Grants Paid $0

Salaries & Benefits $12,918

Fundraising Expenses $0

Program Expenses $23,761

Other Expenses $10,843

TOTAL EXPENSES $23,761

Year-over-Year Comparison

	2024	2023	Change
Revenue	$14,629	$47,866	-0.7%
Expenses	$23,761	$21,538	+0.1%
Net Income	$-9,132	$26,328	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$12,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT HUGHES	EXECUTIVE DIRECTOR	20.00	Director	$12,000	$0	$12,000
ROBERT BATES	PRESIDENT	2.00	Officer Director	$0	$0	$0
GRAY RAMSEY	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
PHILLIP LLOYD	TREASURER	2.00	Officer Director	$0	$0	$0
KIM ALBERT	SECRETARY	2.00	Officer Director	$0	$0	$0
KEN BUCKLEY	DIRECTOR	1.00	Director	$0	$0	$0
JOSIE LOPEZ	DIRECTOR	1.00	Director	$0	$0	$0
LARRY DAVIS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$14,629	$23,761	$710,928	$-9,132
2023	$47,866	$21,538	$728,687	$26,328
2022	$92,989	$20,537	$704,130	$72,452
2020	$18,081	$22,448	$541,085	$-4,367
2019	$30,254	$20,452	$540,402	$9,802
2018	$10,334	$23,071	$533,771	$-12,737

HABITAT FOR HUMANITY