CHESAPEAKE BAY HOUSING INC

EIN: 541687853 501(c)(3) Housing & Shelter

URBANNA, VA

Total Revenue
$3,000
Total Expenses
$3,833
Total Assets
$196,162
Net Assets
$196,162
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1999
Legal Domicile
VA
Principal Officer
KATHY E VESLEY
Phone
8047582386
Tax Period
2024-10-01 to 2025-09-30

CHESAPEAKE BAY HOUSING INC, founded in 1999, is a micro nonprofit in the Housing & Shelter sector that reported $3K in total revenue in fiscal year 2024. Expenses of $4K exceeded revenue, resulting in a 28% operating deficit.

Mission

CHARITABLE AND EDUCATIONAL PURPOSES INCLUDING, BUT NOT LIMITED TO, THE PROVISION AND OPERATION OF DECENT, SAFE, SANITARY, AND AFFORDABLE HOUSING AND RELATED SUPPORTIVE SERVICES FOR LOW INCOME INDIVIDUALS.

Program Service Accomplishments

Program 1

PROVISION OF HOME REPAIR AND REHABILITATION FOR LOW INCOME INDIVIDUALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,000
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $3,000

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $3,833
TOTAL EXPENSES $3,833

Year-over-Year Comparison

2024 2023 Change
Revenue $3,000 N/A N/A
Expenses $3,833 $3,347 +0.1%
Net Income $-833 $-3,347 -0.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
6
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$267,416
Total Directors
6
$267,416
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BETTY S HAUCH DIRECTOR 0.00
Director
$0 $0 $0
ODESSA JONES DIRECTOR 0.00
Director
$0 $0 $0
JAMES E MICKENS DIRECTOR 0.00
Director
$0 $0 $0
LAWRENCE E W KIGHT JR TREASURER, SECRETARY 0.00
Officer Director
$0 $0 $0
THERESA RANSONE VICE CHAIRMAN 0.00
Officer Director
$0 $0 $0
KATHEY E VESLEY CHAIRMAN 1.00
Officer Director
$0 $19,248 $267,416
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $3,000 $3,833 $196,162 $-833
2024 No data $3,347 $196,995 No data
2023 No data $3,396 $200,342 No data
2022 $46,907 $23,651 $203,738 $23,256
2021 $236,450 $250,356 $199,546 $-13,906
2020 $105,000 No data $193,500 No data
2019 No data No data $295,726 No data
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