ECUMENICAL FAITH IN ACTION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Principal Officer

BRAD FARMER

Phone

2766284813

Tax Period

2025-01-01 to 2025-12-31

ECUMENICAL FAITH IN ACTION INC, founded in 1997, is a small nonprofit in the Religion sector that reported $744K in total revenue in fiscal year 2025. Revenue grew 13% year-over-year, indicating healthy expansion. Expenses of $719K left a modest 3% surplus.

Mission

TO PROVIDE COMMUNITY ASSISTANCE FOR THOSE IN CRISIS AND/OR POVERTY SITUATIONS.

Program Service Accomplishments

Program 1

Expenses: $596,860

PROVIDED ASSISTANCE FOR COMMUNITY MEMBERS FACED WITH POVERTY OR CRISIS SITUATIONS IN THE FOLLOWING WAYS. DISTRIBUTED FOOD TO 727 HOUSEHOLDS PER MONTH ON AVERAGE AND A TOTAL OF 8,724 TIMES FOR THE...

PROVIDED ASSISTANCE FOR COMMUNITY MEMBERS FACED WITH POVERTY OR CRISIS SITUATIONS IN THE FOLLOWING WAYS. DISTRIBUTED FOOD TO 727 HOUSEHOLDS PER MONTH ON AVERAGE AND A TOTAL OF 8,724 TIMES FOR THE YEAR. DISTRIBUTED BABY DIAPERS, ADULT DIAPERS, PAPER PRODUCTS, AND TOILETRIES TO LOCAL FAMILIES IN NEED. ALSO DISTRIBUTED DONATED MEDICAL EQUIPMENT TO LOCAL FAMILIES IN NEED AT NO CHARGE. PROVIDED FREE CLOTHING AND SHOES VALUED OVER 100,000 TO FAMILIES THROUGH CERTIFICATES REDEEMED AT THE NEW LIFE THRIFT SHOP. PROVIDED SUPPORT TO LOCAL INDIVIDUALS TO COVER EMERGENCY MEDICAL PRESCRIPTION COSTS. PROVIDED SUPPORT IN CRISIS FINANCIAL ASSISTANCE TO INDIVIDUALS FOR UTILITIES, SHELTER, AND EMERGENCY TRAVEL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $721,385

Program Service Revenue $8,940

Investment Income $13,380

Other Revenue $0

TOTAL REVENUE $743,705

Expense Breakdown

Grants Paid $176,824

Salaries & Benefits $373,799

Fundraising Expenses $0

Program Expenses $596,860

Other Expenses $168,377

TOTAL EXPENSES $719,000

Year-over-Year Comparison

	2025	2024	Change
Revenue	$743,705	$658,868	+0.1%
Expenses	$719,000	$626,623	+0.1%
Net Income	$24,705	$32,245	-0.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRAD FARMER	EXECUTIVE DI	40.00	Officer	$83,000	$0	$83,000
JOEL BRAME	PRESIDENT	N/A	Officer Director	$0	$0	$0
WILLIAM BLEVINS	VICE PRESIDE	N/A	Director	$0	$0	$0
ANGIE HAYNES	DIRECTOR	N/A	Director	$0	$0	$0
PHILLIP HEARL	DIRECTOR	N/A	Director	$0	$0	$0
LARA JONES	DIRECTOR	N/A	Director	$0	$0	$0
DAVID ROBINS	DIRECTOR	N/A	Director	$0	$0	$0
WILLIAM H SPENCER	DIRECTOR	N/A	Director	$0	$0	$0
SHAUNA WILSON	DIRECTOR	N/A	Director	$0	$0	$0
POLLY BERRY	SECRETARY	N/A	Officer	$0	$0	$0
DAVE JONES	INTERIM TREA	N/A	Officer	$0	$0	$0
RHONDA MURRAY	DIRECTOR	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$743,705	$719,000	$737,632	$24,705
2024	$658,868	$626,623	$710,912	$32,245
2023	$602,313	$590,119	$678,667	$12,194
2022	$547,603	$668,213	$666,473	$-120,610
2022	$547,603	$668,213	$666,473	$-120,610
2021	$643,205	$582,058	$788,657	$61,147
2020	$636,617	$533,604	$727,510	$103,013
2019	$507,569	$560,868	$624,497	$-53,299
2018	$509,314	$536,205	$677,796	$-26,891