PHOENIX, AZ
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)MONEY MANAGEMENT INTERNATIONAL INC, founded in 2002, is a mid-sized nonprofit in the Human Services sector that reported $54.3M in total revenue in fiscal year 2025. Revenue surged 49% from the prior year, signaling strong growth momentum. Expenses of $51.3M left a modest 6% surplus.
TO IMPROVE LIVES THROUGH FINANCIAL EDUCATION.
CREDIT COUNSELING & DEBT MANAGEMENT:MONEY MANAGEMENT INTERNATIONAL (MMI) PROVIDES FINANCIAL COUNSELING AND EDUCATION TO ASSIST INDIVIDUALS AND FAMILIES WITH BUDGETING, DEBT MANAGEMENT, AND FINANCIAL...
CREDIT COUNSELING & DEBT MANAGEMENT:MONEY MANAGEMENT INTERNATIONAL (MMI) PROVIDES FINANCIAL COUNSELING AND EDUCATION TO ASSIST INDIVIDUALS AND FAMILIES WITH BUDGETING, DEBT MANAGEMENT, AND FINANCIAL GOAL SETTING. CERTIFIED CREDIT COUNSELORS ASSESS EACH CONSUMER'S FINANCIAL SITUATION, DEVELOP SPENDING PLANS, AND RECOMMEND APPROPRIATE ACTIONS.CONSUMERS MAY ENROLL IN DEBT MANAGEMENT PLANS (DMPS) FOR STRUCTURED REPAYMENT OF UNSECURED DEBT. ONGOING COUNSELING AND ADMINISTRATIVE SUPPORT ARE PROVIDED THROUGHOUT THE PROGRAM. ALL COUNSELORS COMPLETE REQUIRED TRAINING AND MAINTAIN INDEPENDENT CERTIFICATION.MMI DELIVERS EDUCATION THROUGH IN-PERSON SESSIONS, WEBINARS, AND SELF-PACED MODULES. PROGRAM OUTCOMES INDICATE THAT A MAJORITY OF CONSUMERS COMPLETING DMPS FULLY REPAY THEIR ENROLLED DEBT, WITH ADDITIONAL CONSUMERS ABLE TO RESUME DIRECT CREDITOR PAYMENTS.IN 2025 MMI PROVIDED 80,620 DEBT & BUDGET COUNSELING SESSIONS. ANOTHER 69,078 HOUSEHOLDS RECEIVED DEBT MANAGEMENT SUPPORT AND REPAYING $287MM IN UNSECURED DEBT. ON AVERAGE, PARTICIPANTS EXPERIENCE SIGNIFICANTLY REDUCED INTEREST RATES, MEANINGFUL SAVINGS OVER TIME, AND IMPROVED CREDIT PROFILES.
HOUSING COUNSELING & EDUCATION:MMI PROVIDES HOUSING COUNSELING SERVICES TO SUPPORT HOME RETENTION, RENTAL STABILITY, AND INFORMED HOMEOWNERSHIP. SERVICES INCLUDE FORECLOSURE PREVENTION, RENTAL...
HOUSING COUNSELING & EDUCATION:MMI PROVIDES HOUSING COUNSELING SERVICES TO SUPPORT HOME RETENTION, RENTAL STABILITY, AND INFORMED HOMEOWNERSHIP. SERVICES INCLUDE FORECLOSURE PREVENTION, RENTAL COUNSELING, DISASTER RECOVERY (PROJECT PORCHLIGHT), POST-MODIFICATION SUPPORT, AND REVERSE MORTGAGE COUNSELING AND DEFAULT PREVENTION.MMI ALSO DELIVERS HOMEBUYER EDUCATION AND POST-PURCHASE SUPPORT THROUGH ITS BORROWER SUCCESS PROGRAM, WHICH PROVIDES ONGOING COMMUNICATION AND RESOURCES TO HOMEOWNERS.AS A HUD-APPROVED HOUSING COUNSELING AGENCY, MMI PROMOTES FAIR HOUSING, ENSURES ACCESSIBILITY FOR PERSONS WITH DISABILITIES, AND PROVIDES LANGUAGE ASSISTANCE FOR INDIVIDUALS WITH LIMITED ENGLISH PROFICIENCY. FUNDING IS PROVIDED THROUGH HUD AND CONTRACTUAL PARTNERSHIPS. IN 2025 MMI PROVIDED 137,365 COUNSELING & EDUCATION EXPERIENCES ACROSS ITS WIDE RANGING HOUSING COUNSELING AND CASE MANAGEMENT SERVICES.
CREDIT COUNSELING AND DEBT RESOLUTION:MMI LAUNCHED DEBT RESOLUTION SERVICES IN LATE 2024 TO PROVIDE AN ADDITIONAL OPTION FOR CONSUMERS EXPERIENCING FINANCIAL HARDSHIP. THE PROGRAM OFFERS CONSULTATION...
CREDIT COUNSELING AND DEBT RESOLUTION:MMI LAUNCHED DEBT RESOLUTION SERVICES IN LATE 2024 TO PROVIDE AN ADDITIONAL OPTION FOR CONSUMERS EXPERIENCING FINANCIAL HARDSHIP. THE PROGRAM OFFERS CONSULTATION WITH CERTIFIED SPECIALISTS AND, FOR ENROLLED PARTICIPANTS, NEGOTIATED SETTLEMENT OF UNSECURED DEBTS.CONSUMERS MAKE A SINGLE MONTHLY PROGRAM DEPOSIT TO FUND SETTLEMENTS AND ADMINISTRATIVE COSTS. LEGAL SUPPORT MAY BE PROVIDED WHEN APPROPRIATE. STAFF COMPLETE TRAINING IN DEBT NEGOTIATION, CONSUMER PROTECTION, AND HARDSHIP ASSESSMENT, AND ONGOING EDUCATION IS PROVIDED TO PARTICIPANTS.AS AN EMERGING PROGRAM, THIS PROGRAM SERVED 624 FAMILIES IN 2025.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $54,349,917 | $36,397,263 | +0.5% |
| Expenses | $51,339,165 | $43,615,064 | +0.2% |
| Net Income | $3,010,752 | $-7,217,801 | -1.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JAMES S TRIGGS | PRESIDENT & CEO | 40.00 |
Officer
Director
|
$514,487 | $53,714 | $568,201 |
| KAREN ANCILLAI | CHAIR | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| MARIA C ALONSO | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| ANNE-MARIE BAKER | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| DONNA CARR | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| ELIZABETH HOTZE | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| JERRY NEMORIN | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| MANUEL MARIO PERDOMO | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| WILLIAM A PUPO | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| SUE RANKIN | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| GEORGE TORRES | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| MICHAEL STODDARD | CHIEF TECHNOLOGY OFFICER | 40.00 |
Officer
|
$317,051 | $31,829 | $348,880 |
| LYLE LANSDELL | CHIEF FINANCIAL OFFICER/TREASURER | 40.00 |
Officer
|
$295,419 | $38,626 | $334,045 |
| MICHELLE JONES | CHIEF EXTERNAL AFFAIRS OFFICER | 40.00 |
Officer
|
$270,058 | $53,714 | $323,772 |
| ROBERT P CZYZEWSKI | CHIEF OPERATING OFFICER | 40.00 |
Officer
|
$242,914 | $53,180 | $296,094 |
| ZYNDA SELLERS | CHIEF COMPLIANCE OFFICER | 40.00 |
Officer
|
$247,006 | $37,489 | $284,495 |
| HELENE D RAYNAUD | SR. VP, HOUSING INITIATIVES | 40.00 |
Key Emp
|
$237,205 | $32,971 | $270,176 |
| THOMAS DE POY | SR. VP, IND. RELATIONS | 40.00 |
Key Emp
|
$200,012 | $6,485 | $206,497 |
| MATTHEW K MUELLER | DIRECTOR, INFORMATION TECHNOLOGY | 40.00 |
Key Emp
|
$183,743 | $4,383 | $188,126 |
| JOHANNA L SAMARA | VP DEBT RESOLUTION PROGRAMS | 40.00 |
Key Emp
|
$181,728 | $2,252 | $183,980 |
| CHELSEA L TAYLOR | SR. VP HUMAN RESOURCES | 40.00 |
Key Emp
|
$177,759 | $2,555 | $180,314 |
| TYRA TURNQUEST | SR. DIRECTOR INFORMATION TECHNOLOGY | 40.00 |
Key Emp
|
$163,211 | $4,374 | $167,585 |
| SCOTT HANNUM | CALLCENTERED PRESIDENT & COO | 40.00 |
Key Emp
|
$0 | $4,818 | $155,595 |
| EMANUEL RIVERO | VP OPERATIONS | 40.00 |
Key Emp
|
$152,266 | $2,409 | $154,675 |
| TRAN NGO | MANAGER INFORMATION TECHNOLOGY | 40.00 |
Highest
|
$150,648 | $5,017 | $155,665 |
| ERIC OWEN | CALLCENTERED VP, BUSINESS DEV. | 40.00 |
Highest
|
$0 | $4,818 | $145,811 |
| IRENE ELIZABETH URIARTE ISABELL | SR. DIRECTOR, DEBT CONSULTING | 40.00 |
Highest
|
$142,262 | $1,714 | $143,976 |
| SCOTT R CALDWELL | SR. DATABASE ADMINISTRATOR | 40.00 |
Highest
|
$138,985 | $3,644 | $142,629 |
| MELISSA A QUARI | VP INFOSEC, RISK , AND BUS. CONT. | 40.00 |
Highest
|
$135,347 | $4,711 | $140,058 |
| DANIEL LEVINE | FORMER CHIEF TECHNOLOGY OFFICER | 0.00 |
|
$165,500 | $0 | $165,500 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $54,349,917 | $51,339,165 | $48,654,660 | $3,010,752 |
| 2024 | No data | No data | No data | No data |
| 2023 | $33,800,018 | $44,400,693 | $45,583,543 | $-10,600,675 |
| 2022 | $37,250,721 | $39,688,089 | $39,941,484 | $-2,437,368 |
| 2021 | $41,947,964 | $43,365,340 | $50,841,625 | $-1,417,376 |
| 2020 | $38,595,180 | $44,638,315 | $55,363,723 | $-6,043,135 |
| 2019 | $41,481,505 | $44,501,324 | $51,261,282 | $-3,019,819 |
| 2018 | $52,195,181 | $47,388,298 | $55,480,967 | $4,806,883 |
Compare MONEY MANAGEMENT INTERNATIONAL INC with other nonprofits in Arizona and across the country.