MONEY MANAGEMENT INTERNATIONAL INC (EIN 541837741) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

JAMES TRIGGS

Phone

6022464520

Tax Period

2025-01-01 to 2025-12-31

MONEY MANAGEMENT INTERNATIONAL INC, founded in 2002, is a mid-sized nonprofit in the Human Services sector that reported $54.3M in total revenue in fiscal year 2025. Revenue surged 49% from the prior year, signaling strong growth momentum. Expenses of $51.3M left a modest 6% surplus.

Mission

WE STRIVE TO BENEFIT THE COMMUNITY BY PROVIDING EXCEPTIONAL FINANCIAL EDUCATION AND COUNSELING PROGRAMS INCLUDING CREDIT, HOUSING, AND BANKRUPTCY COUNSELING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $10,946,128

Program Service Revenue $33,696,567

Investment Income $2,570,229

Other Revenue $7,136,993

TOTAL REVENUE $54,349,917

Expense Breakdown

Grants Paid $0

Salaries & Benefits $29,557,353

Fundraising Expenses $1,193,556

Program Expenses $36,386,167

Other Expenses $21,781,812

TOTAL EXPENSES $51,339,165

Year-over-Year Comparison

	2025	2024	Change
Revenue	$54,349,917	$36,397,263	+0.5%
Expenses	$51,339,165	$43,615,064	+0.2%
Net Income	$3,010,752	$-7,217,801	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

306

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$2,155,487

Total Directors

$568,201

Key Employees

$1,506,948

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES S TRIGGS	PRESIDENT & CEO	40.00	Officer Director	$514,487	$53,714	$568,201
KAREN ANCILLAI	CHAIR	3.00	Officer Director	$0	$0	$0
MARIA C ALONSO	DIRECTOR	3.00	Director	$0	$0	$0
ANNE-MARIE BAKER	DIRECTOR	3.00	Director	$0	$0	$0
DONNA CARR	DIRECTOR	3.00	Director	$0	$0	$0
ELIZABETH HOTZE	DIRECTOR	3.00	Director	$0	$0	$0
JERRY NEMORIN	DIRECTOR	3.00	Director	$0	$0	$0
MANUEL MARIO PERDOMO	DIRECTOR	3.00	Director	$0	$0	$0
WILLIAM A PUPO	DIRECTOR	3.00	Director	$0	$0	$0
SUE RANKIN	DIRECTOR	3.00	Director	$0	$0	$0
GEORGE TORRES	DIRECTOR	3.00	Director	$0	$0	$0
MICHAEL STODDARD	CHIEF TECHNOLOGY OFFICER	40.00	Officer	$317,051	$31,829	$348,880
LYLE LANSDELL	CHIEF FINANCIAL OFFICER/TREASURER	40.00	Officer	$295,419	$38,626	$334,045
MICHELLE JONES	CHIEF EXTERNAL AFFAIRS OFFICER	40.00	Officer	$270,058	$53,714	$323,772
ROBERT P CZYZEWSKI	CHIEF OPERATING OFFICER	40.00	Officer	$242,914	$53,180	$296,094
ZYNDA SELLERS	CHIEF COMPLIANCE OFFICER	40.00	Officer	$247,006	$37,489	$284,495
HELENE D RAYNAUD	SR. VP, HOUSING INITIATIVES	40.00	Key Emp	$237,205	$32,971	$270,176
THOMAS DE POY	SR. VP, IND. RELATIONS	40.00	Key Emp	$200,012	$6,485	$206,497
MATTHEW K MUELLER	DIRECTOR, INFORMATION TECHNOLOGY	40.00	Key Emp	$183,743	$4,383	$188,126
JOHANNA L SAMARA	VP DEBT RESOLUTION PROGRAMS	40.00	Key Emp	$181,728	$2,252	$183,980
CHELSEA L TAYLOR	SR. VP HUMAN RESOURCES	40.00	Key Emp	$177,759	$2,555	$180,314
TYRA TURNQUEST	SR. DIRECTOR INFORMATION TECHNOLOGY	40.00	Key Emp	$163,211	$4,374	$167,585
SCOTT HANNUM	CALLCENTERED PRESIDENT & COO	40.00	Key Emp	$0	$4,818	$155,595
EMANUEL RIVERO	VP OPERATIONS	40.00	Key Emp	$152,266	$2,409	$154,675
TRAN NGO	MANAGER INFORMATION TECHNOLOGY	40.00	Highest	$150,648	$5,017	$155,665
ERIC OWEN	CALLCENTERED VP, BUSINESS DEV.	40.00	Highest	$0	$4,818	$145,811
IRENE ELIZABETH URIARTE ISABELL	SR. DIRECTOR, DEBT CONSULTING	40.00	Highest	$142,262	$1,714	$143,976
SCOTT R CALDWELL	SR. DATABASE ADMINISTRATOR	40.00	Highest	$138,985	$3,644	$142,629
MELISSA A QUARI	VP INFOSEC, RISK , AND BUS. CONT.	40.00	Highest	$135,347	$4,711	$140,058
DANIEL LEVINE	FORMER CHIEF TECHNOLOGY OFFICER	0.00		$165,500	$0	$165,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$54,349,917	$51,339,165	$48,654,660	$3,010,752
2024	No data	No data	No data	No data
2023	$33,800,018	$44,400,693	$45,583,543	$-10,600,675
2022	$37,250,721	$39,688,089	$39,941,484	$-2,437,368
2021	$41,947,964	$43,365,340	$50,841,625	$-1,417,376
2020	$38,595,180	$44,638,315	$55,363,723	$-6,043,135
2019	$41,481,505	$44,501,324	$51,261,282	$-3,019,819
2018	$52,195,181	$47,388,298	$55,480,967	$4,806,883

MONEY MANAGEMENT INTERNATIONAL INC