SSC FRA FAS 106 POST RETIRE TR (EIN 541850793) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

NIGEL LOCKYER

Phone

8032511374

Tax Period

2023-01-01 to 2023-12-31

SSC FRA FAS 106 POST RETIRE TR, founded in 1997, is a small nonprofit that reported $651K in total revenue in fiscal year 2023. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $140K, a strong 22% operating margin.

Mission

TO PROVIDE RETIREE MEDICAL BENEFITS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $128,342

Investment Income $426,758

Other Revenue $95,564

TOTAL REVENUE $650,664

Expense Breakdown

Grants Paid $0

Salaries & Benefits $51,483

Fundraising Expenses $0

Other Expenses $8,749

TOTAL EXPENSES $510,311

Year-over-Year Comparison

	2023	2022	Change
Revenue	$650,664	$520,291	+0.3%
Expenses	$510,311	$572,116	-0.1%
Net Income	$140,353	$-51,825	-3.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NIGEL LOCKYER	DIRECTOR AND PRESIDENT	1.0	Officer Director	$0	$0	$0
LIA MERMINGA	DIRECTOR	1.0	Director	$0	$0	$0
N/A	TRUSTEE	1.0		$51,483	$0	$51,483

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$650,664	$510,311	$19,356,608	$140,353
2022	$520,291	$572,116	$19,225,689	$-51,825
2021	$1,805,456	$1,072,876	$19,275,795	$732,580
2020	$973,848	$586,840	$18,543,234	$387,008
2020	$973,658	$586,650	$18,543,234	$387,008
2019	$731,621	$840,803	$18,146,218	$-109,182
2018	$623,908	$862,766	$18,265,438	$-238,858

SSC FRA FAS 106 POST RETIRE TR