NALC HEALTH BENEFIT PLAN FOR EMPLOYEES AND STAFF

EIN: 541875242 Mutual Benefit

ASHBURN, VA

Total Revenue
$13,883,350
Total Expenses
$14,643,064
Total Assets
$11,506,166
Net Assets
$10,805,239
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Tuckman-Chang Vulnerability Assessment

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Financial Trends

Organization Details

Formation Year
1997
Legal Domicile
VA
Principal Officer
STEPHANIE STEWART
Phone
7037294677
Tax Period
2023-01-01 to 2023-12-31

NALC HEALTH BENEFIT PLAN FOR EMPLOYEES AND STAFF, founded in 1997, is a mid-sized nonprofit in the Mutual Benefit sector that reported $11.0M in total revenue in fiscal year 2018.

Mission

A WELFARE BENEFIT PLAN THAT COVERS EMPLOYEES & ANNUITANTS, AND THEIR ELIGIBLE DEPENDENTS & SURVIVORS, OF THE NATIONAL ASSOCIATION OF LETTER CARRIERS AND ITS RELATED ENTITIES.

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $13,842,901
Investment Income $26,499
Other Revenue $13,950
TOTAL REVENUE $13,883,350

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $1,454,053
TOTAL EXPENSES $14,643,064

Year-over-Year Comparison

2023 2022 Change
Revenue $13,883,350 $11,361,157 +0.2%
Expenses $14,643,064 $15,166,667 0.0%
Net Income $-759,714 $-3,805,510 -0.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Governance

Voting Members
3
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$604,381
Total Directors
3
$278,003
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BRIAN RENFROE ADMINISTRATOR 1.0
Officer
$0 $50,811 $322,812
STEPHANIE STEWART ASST ADMINISTRATOR 5.0
Officer
$0 $55,471 $281,569
RICK LAFOLLETTE CONTROLLER 33.0
Highest
$0 $136,034 $268,419
BERNARD PERLMUTTER ASSISTANT ADMINISTRATOR 34.0
Highest
$0 $91,822 $240,344
JARDINE BERNITA SUPERINTENDENT OF CLAIMS 1.0
Highest
$0 $70,525 $186,389
SHEWBRIDGE HOWARD ISS MANAGER 1.0
Highest
$0 $47,937 $157,561
ELHAM GHATRI ASSISTANT CONTROLLER 2.0
Highest
$0 $39,661 $150,143
SANDRA LAEMMEL TRUSTEE 1.0
Director
$0 $77,965 $121,233
CHARLES HEEGE TRUSTEE 1.0
Director
$0 $61,469 $103,781
LAWRENCE D BROWN JR TRUSTEE 1.0
Director
$0 $8,753 $52,989
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $13,883,350 $14,643,064 $11,506,166 $-759,714
2022 $11,361,157 $15,166,667 $11,517,966 $-3,805,510
2021 $13,835,222 $13,097,466 $17,172,747 $737,756
2020 $12,053,304 $11,318,265 $18,387,628 $735,039
2019 $11,245,310 $10,755,899 $17,090,617 $489,411
2018 $10,995,869 $10,671,631 $15,349,151 $324,238
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