WILLIAMSBURG AREA CHAMBER OF COMMERCE FOUNDATION (EIN 541945838) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

MARY T HILL-BANEZ

Phone

7572296511

Tax Period

2024-07-01 to 2025-06-30

WILLIAMSBURG AREA CHAMBER OF COMMERCE FOUNDATION, founded in 1999, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $149K in total revenue in fiscal year 2018. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $144K left a modest 4% surplus.

Mission

FOR THE ENHANCEMENT OF THE EDUCATIONAL ACTIVITIES OF THE WILLAMSBURG AREA CHAMBER OF COMMERCE.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,400

Program Service Revenue $136,243

Investment Income $8,341

Other Revenue $0

TOTAL REVENUE $145,984

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $1,907

Program Expenses $108,981

Other Expenses $185,537

TOTAL EXPENSES $185,537

Year-over-Year Comparison

	2024	2023	Change
Revenue	$145,984	$144,787	+0.0%
Expenses	$185,537	$171,303	+0.1%
Net Income	$-39,553	$-26,516	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$214,232

Total Directors

$214,232

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARY T HILL-BANEZ	CEO	1.00	Officer Director	$0	$10,292	$214,232
DR PORTER BRANNON	CHAIR	1.00	Officer Director	$0	$0	$0
ADRIA VANHOOZIER	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JEFFREY THOMAS	TREASURER	1.00	Officer Director	$0	$0	$0
KRISTIN BAUM	DIRECTOR	1.00	Director	$0	$0	$0
ANGIE BEZIK	DIRECTOR	1.00	Director	$0	$0	$0
BEN ELLINGTON	PAST CHAIR	1.00	Director	$0	$0	$0
LAWRENCE GHOLSON	DIRECTOR	1.00	Director	$0	$0	$0
CAROLYN KEURAJIAN	DIRECTOR	1.00	Director	$0	$0	$0
GLENDA TURNER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$145,984	$185,537	$1,072,311	$-39,553
2024	No data	No data	No data	No data
2023	$135,486	$181,260	$1,140,788	$-45,774
2022	$57,642	$102,268	$1,180,720	$-44,626
2020	$324,007	$122,303	$1,180,013	$201,704
2019	$130,067	$218,676	$1,005,890	$-88,609
2018	$149,330	$143,633	$1,112,150	$5,697

WILLIAMSBURG AREA CHAMBER OF COMMERCE FOUNDATION