BAY AGING APARTMENTS MONTROSS INC (EIN 541974574) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

KATHY VESLEY

Phone

8047582386

Tax Period

2024-10-01 to 2025-09-30

BAY AGING APARTMENTS MONTROSS INC, founded in 2001, is a small nonprofit in the Housing & Shelter sector that reported $155K in total revenue in fiscal year 2017. Expenses of $194K exceeded revenue, resulting in a 25% operating deficit.

Mission

TO PROVIDE HUD SUBSIDIZED HOUSING FOR LOW INCOME SENIOR CITIZENS.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $194,328

Investment Income $1,243

Other Revenue $0

TOTAL REVENUE $195,571

Expense Breakdown

Grants Paid $0

Salaries & Benefits $19,799

Fundraising Expenses $0

Program Expenses $140,214

Other Expenses $192,431

TOTAL EXPENSES $212,230

Year-over-Year Comparison

	2024	2023	Change
Revenue	$195,571	$193,099	+0.0%
Expenses	$212,230	$234,415	-0.1%
Net Income	$-16,659	$-41,316	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$267,416

Total Directors

$267,416

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEANNE HOCKADAY	DIRECTOR	1.00	Director	$0	$0	$0
JAMES N CARTER	DIRECTOR	1.00	Director	$0	$0	$0
BILL DOYLE	DIRECTOR	1.00	Director	$0	$0	$0
BRUCE CRAIG	DIRECTOR	1.00	Director	$0	$0	$0
JAMES DUDLEY	DIRECTOR	1.00	Director	$0	$0	$0
REV MARIA HARRIS	DIRECTOR	1.00	Director	$0	$0	$0
BELINDA JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
BEN OWEN	DIRECTOR	1.00	Director	$0	$0	$0
DONNA COGSWELL	DIRECTOR	1.00	Director	$0	$0	$0
LYNDA SMITH	TREASURER	1.00	Officer Director	$0	$0	$0
CYNTHIA TALCOTT	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT WILBANKS	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
VERA LEE	DIRECTOR	1.00	Director	$0	$0	$0
STANLEY CLARKE	SECRETARY	1.00	Officer Director	$0	$0	$0
BARRY GROSS	DIRECTOR	1.00	Director	$0	$0	$0
KATHY E VESLEY	PRESIDENT	2.00	Officer Director	$0	$19,248	$267,416

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$195,571	$212,230	$860,794	$-16,659
2024	$193,099	$234,415	$894,808	$-41,316
2023	$185,638	$217,039	$919,368	$-31,401
2022	$176,218	$199,902	$948,886	$-23,684
2021	$171,835	$186,864	$969,673	$-15,029
2020	$172,352	$197,204	$997,803	$-24,852
2019	$159,893	$189,725	$1,023,411	$-29,832
2018	$154,932	$193,664	$1,043,491	$-38,732

BAY AGING APARTMENTS MONTROSS INC