MAIN BEACH VOLLEYBALL CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

JANICE FURMAN

Phone

8313451441

Tax Period

2024-08-01 to 2025-07-31

MAIN BEACH VOLLEYBALL CLUB, founded in 2004, is a small nonprofit in the Recreation & Sports sector that reported $811K in total revenue in fiscal year 2024. Revenue surged 24% from the prior year, signaling strong growth momentum. Expenses of $736K left a modest 9% surplus.

Mission

TO TEACH THE SKILLS OF VOLLEYBALL TO ALL YOUTH ATHLETES IN THE COMMUNITY BY PROVIDING AN INTRODUCTORY AND COMPETITIVE JUNIOR VOLLEYBALL PROGRAM IN A HEALTHY ENVIRONMENT.

Program Service Accomplishments

Program 1

Expenses: $735,867 Revenue: $811,420

GIRLS INDOOR VOLLEYBALL THE GIRLS PROGRAM IS A ROBUST COMPETITIVE TEAM PROGRAM. THERE IS ONE TEAM OF TEN TO TWELVE GIRLS FOR EACH AGE GROUP 12 THROUGH 18 YEARS OF AGE. PLAYERS SELECTED PLAY IN THE...

GIRLS INDOOR VOLLEYBALL THE GIRLS PROGRAM IS A ROBUST COMPETITIVE TEAM PROGRAM. THERE IS ONE TEAM OF TEN TO TWELVE GIRLS FOR EACH AGE GROUP 12 THROUGH 18 YEARS OF AGE. PLAYERS SELECTED PLAY IN THE NORTHERN CALIFORNIA VOLLEYBALL ASSOCIATION (NVCA) TOURNAMENTS AND POST SEASON TOURNAMENTS. THE SEASON IS DECEMBER THROUGH MAY. TEAMS TRAVEL AND COMPETE IN EIGHT TO TEN TOURNAMENTS OVER THE COURSE OF THE SEASON DEPENDING ON THE AGE GROUP. IF THEY QUALIFY, THERE ARE ADDITIONAL TOURNAMENTS THEY CAN PLAY IN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $48,977

Program Service Revenue $762,299

Investment Income $144

Other Revenue $0

TOTAL REVENUE $811,420

Expense Breakdown

Grants Paid $25,298

Salaries & Benefits $126,640

Fundraising Expenses $0

Program Expenses $735,867

Other Expenses $583,929

TOTAL EXPENSES $735,867

Year-over-Year Comparison

	2024	2023	Change
Revenue	$811,420	$652,654	+0.2%
Expenses	$735,867	$662,267	+0.1%
Net Income	$75,553	$-9,613	-8.9%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$64,000

Total Directors

$125,249

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JANICE FURMAN	Executive Dir.	40.00	Officer Director	$64,000	$0	$64,000
BRANDON TORADO	Director	40.00	Director	$61,249	$0	$61,249
WENDY GRANDE	Treasurer	2.00	Officer Director	$0	$0	$0
BARB MCATEER	President	1.00	Director	$0	$0	$0
ERIK NELSON	Vice President	1.00	Director	$0	$0	$0
MEGAN HALL	Secretary	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$811,420	$735,867	$202,137	$75,553
2024	$652,654	$662,267	$122,284	$-9,613
2023	$580,762	$597,789	$129,516	$-17,027
2022	$599,860	$566,836	$147,771	$33,024
2021	$405,351	$396,799	$112,804	$8,552
2020	$427,452	$437,353	$98,882	$-9,901