CURRY PUBLIC TRANSIT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

Kathryn Bernhardt

Phone

5414128806

Tax Period

2024-07-01 to 2025-06-30

CURRY PUBLIC TRANSIT, founded in 2006, is a community nonprofit in the Public & Societal Benefit sector that reported $1.4M in total revenue in fiscal year 2024.

Mission

Curry Public Transit Inc provides safe, courteous, affordable public transportation to older adults, persons with disabilities, and the general public along the Southern Oregon coastal corridor and within larger Curry County towns.

Program Service Accomplishments

Program 1

Expenses: $552,098 Revenue: $37,206

Transportation Program. CPTI runs a fixed route on Hwy 101 along the Oregon coast. It covers 129 miles between Smith River CA and Coos Bay/North Bend OR. It is open to the general public. It runs 6 days a week, 3 round trips a day. CPTI provided 12929 rides during 7,613 hours of service and 230,637 miles.

Program 2

Expenses: $277,717 Revenue: $22,918

Transportation Program. Only provider of demand service and Dial A Ride in Curry County OR (pop. 23,600 (est). Operates in the two largest towns and surrounding unincorporated areas, Brookings (est pop. 13,600), 6 days a week and Gold Beach (est pop. 3,500), 4 days a week. Total DAR rides were 12,673 during 3,969 hours of service and covered 47,573 miles.

Program 3

Expenses: $6,752 Revenue: $5,430

Transportation Programs. CPTI's mission specifies additional service to older adults and persons with disabilities. They travel at half fare. All buses have wheelchair lifts. CPTI provided 19,370...

Transportation Programs. CPTI's mission specifies additional service to older adults and persons with disabilities. They travel at half fare. All buses have wheelchair lifts. CPTI provided 19,370 rides to older Americans and people with disabilities. Limited medical transportation is available. 51 medical rides were provided traveling 203 miles during 65 hours. CPTI also provides passes to various community agencies for their clients, and participates in community events as requested. Part of the revenue is included in Accomplishment 2.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,268,517

Program Service Revenue $87,864

Investment Income $8,799

Other Revenue $38,450

TOTAL REVENUE $1,403,630

Expense Breakdown

Grants Paid $0

Salaries & Benefits $625,874

Fundraising Expenses $15,606

Program Expenses $1,370,344

Other Expenses $879,480

TOTAL EXPENSES $1,505,354

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,403,630	$1,408,846	0.0%
Expenses	$1,505,354	$1,348,339	+0.1%
Net Income	$-101,724	$60,507	-2.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kathryn Bernhardt	General Manager	40	Highest	$84,620	$0	$84,620
Danny Barnard	Director	2	Director	$0	$0	$0
Barbara Palicki	Director	2	Director	$0	$0	$0
Kurt Lunsford	Director	2	Director	$0	$0	$0
Daniel Palicki	President	2	Officer	$0	$0	$0
Eleanor Cook	Treasurer	2	Officer	$0	$0	$0
Loretta Goutermont	Secretary	2	Officer	$0	$0	$0
Nani Rowland	Vice President	2	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,403,630	$1,505,354	$1,066,308	$-101,724
2024	$1,408,846	$1,348,339	$1,232,914	$60,507
2023	$1,081,446	$1,123,268	$882,494	$-41,822
2022	$905,951	$779,608	$939,544	$126,343
2021	$1,192,948	$1,131,281	$843,711	$61,667
2020	$719,640	$712,916	$789,816	$6,724