CONCORD VOLUNTEER FIRE DEPARTMENT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Phone

4349932085

Tax Period

2024-01-01 to 2024-12-31

CONCORD VOLUNTEER FIRE DEPARTMENT, founded in 1967, is a small nonprofit in the Public Safety sector that reported $650K in total revenue in fiscal year 2024. Revenue surged 90% from the prior year, signaling strong growth momentum. The organization ran a surplus of $459K, a strong 71% operating margin.

Mission

THE DEPARTMENT PROVIDES FIRE SUPPRESSION AND EMERGENCY SERVICES TO THE COMMUNITY OF CONCORD, VA AND THE SURROUNDING COUNTIES OF CAMPBELL AND APPOMATTOX.

Program Service Accomplishments

Program 1

Expenses: $190,619

PROVIDED FIRE SUPPRESSION AND EMERGENCY SERVICES TO THE GENRAL PUBLIC IN CONCORD, VA AND THE COUNTIES OF CAMPBELL AND APPOMATTOX.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $523,237

Program Service Revenue $0

Investment Income $85,007

Other Revenue $41,643

TOTAL REVENUE $649,887

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $190,619

Other Expenses $190,619

TOTAL EXPENSES $190,619

Year-over-Year Comparison

	2024	2023	Change
Revenue	$649,887	$341,248	+0.9%
Expenses	$190,619	$264,938	-0.3%
Net Income	$459,268	$76,310	+5.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EDDIE GUNTER	DIRECTOR	1.00	Director	$0	$0	$0
JANET MARKEY	DIRECTOR	3.00	Director	$0	$0	$0
BOB MARKEY	DIRECTOR	1.00	Director	$0	$0	$0
SALLY MAYBERRY	DIRECTOR	1.00	Director	$0	$0	$0
JERRY MULLINS	DIRECTOR	1.00	Director	$0	$0	$0
JEFF BURKS	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD CARROLL	DIRECTOR	1.00	Director	$0	$0	$0
RAY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
VIRGINIA INGE	DIRECTOR	1.00	Director	$0	$0	$0
RAY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
TOM McCRICKARD	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD BASS	DIRECTOR	1.00	Director	$0	$0	$0
BOBBY BRADLEY	PRESIDENT	1.00	Officer	$0	$0	$0
JEFF MAYBERRY	TREASURER	2.00	Officer	$0	$0	$0
LEWIS BRYANT	VICE PRESIDENT	1.00	Officer	$0	$0	$0
BOB PHILIPS	SECRETARY	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$649,887	$190,619	$1,534,402	$459,268
2023	$341,248	$264,938	$1,023,224	$76,310
2022	$232,929	$204,495	$749,884	$28,434
2021	$165,024	$108,980	$796,768	$56,044
2020	$208,267	$116,513	$882,690	$91,754