BLUEFIELD CHAMBER OF COMMERCE

EIN: 550126690

BLUEFIELD, WV

Total Revenue
$297,685
Total Expenses
$386,867
Total Assets
N/A
Net Assets
N/A
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1945
Legal Domicile
WV
Principal Officer
JOSHUA D CLINE
Phone
3043277184
Tax Period
2018-01-01 to 2018-12-31

BLUEFIELD CHAMBER OF COMMERCE, founded in 1945, is a small nonprofit that reported $298K in total revenue in fiscal year 2018. Revenue fell 47% from the prior year — a significant decline worth monitoring. Expenses of $387K exceeded revenue, resulting in a 30% operating deficit.

Mission

TO PROMOTE THE ECONOMIC INTERESTS OF THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $297,306
Investment Income $379
Other Revenue $0
TOTAL REVENUE $297,685

Expense Breakdown

Grants Paid $0
Salaries & Benefits $200,548
Fundraising Expenses $0
Program Expenses $111,421
Other Expenses $186,319
TOTAL EXPENSES $386,867

Year-over-Year Comparison

2018 2017 Change
Revenue $297,685 $561,428 -0.5%
Expenses $386,867 $547,922 -0.3%
Net Income $-89,182 $13,506 -7.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
38
Independent Members
38
Employees
3
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$75,995
Total Directors
38
$75,995
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
RICHARD CLAPP CHAIRMAN OF THE BOARD 1.00
Officer Director
$0 $0 $0
JOHN MAHOOD TREASURER, FINANCE DIVISIO 1.00
Officer Director
$0 $0 $0
KIM BOWMAN SMITH VICE CHAIR, SPECIAL PROJEC 1.00
Officer Director
$0 $0 $0
PAM ASBURY DIRECTOR 1.00
Director
$0 $0 $0
DAVID COLE DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL FULLER DIRECTOR 1.00
Director
$0 $0 $0
TRACY HERTIG DIRECTOR 1.00
Director
$0 $0 $0
HENRY JONES DIRECTOR 1.00
Director
$0 $0 $0
CHARITY HOLMAN VICE CHAIR, INTERNAL AFFAI 1.00
Officer Director
$0 $0 $0
DON HARRIS ASSOCIATE DIRECTOR 1.00
Director
$0 $0 $0
DR MARSHA KROTSENG ASSOCIATE DIRECTOR 1.00
Director
$0 $0 $0
DR DAVID OLIVE ASSOCIATE DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL PATTON DIRECTOR 1.00
Director
$0 $0 $0
MIKE WATSON DIRECTOR 1.00
Director
$0 $0 $0
KATHY RAHALL DIRECTOR 1.00
Director
$0 $0 $0
JAMIE NULL ASSOCIATE DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL JOHNSON DIRECTOR 1.00
Director
$0 $0 $0
RONN ROBINSON VICE CHAIR, ECONOMIC ENHAN 1.00
Officer Director
$0 $0 $0
BRANDON DISNEY DIRECTOR 1.00
Director
$0 $0 $0
JASON KNOWLES DIRECTOR 1.00
Director
$0 $0 $0
BRAD GREENE DIRECTOR 1.00
Director
$0 $0 $0
JUSTIN HAMM DIRECTOR 1.00
Director
$0 $0 $0
EVA H MCGUIRE DIRECTOR 1.00
Director
$0 $0 $0
JUSTIN SPRACHER DIRECTOR 1.00
Director
$0 $0 $0
JOSHUA D CLINE PRESIDENT & CEO 40.00
Officer Director
$75,995 $0 $75,995
NATALIE FANNING DIRECTOR 1.00
Director
$0 $0 $0
BECKY RITTER DIRECTOR 1.00
Director
$0 $0 $0
BARBARA BELCHER DIRECTOR 1.00
Director
$0 $0 $0
ED KING DIRECTOR 1.00
Director
$0 $0 $0
MARY TURNER DIRECTOR 1.00
Director
$0 $0 $0
COURTNEY CLARK DIRECTOR 1.00
Director
$0 $0 $0
GERRI MOORE DIRECTOR 1.00
Director
$0 $0 $0
PAT WHITTAKER DIRECTOR 1.00
Director
$0 $0 $0
JOHN O'NEAL DIRECTOR 1.00
Director
$0 $0 $0
RON MARTIN DIRECTOR 1.00
Director
$0 $0 $0
GENE BUCKNER DIRECTOR 1.00
Director
$0 $0 $0
CHARLES BOOTHE DIRECTOR 1.00
Director
$0 $0 $0
SAMANTHA PERRY DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2018 $297,685 $386,867 No data $-89,182
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