MARTINSBURG BERKELEY COUNTY CHAMBER OF COMMERCE (EIN 550140178) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1926

Legal Domicile

Principal Officer

Elizabeth Webster

Phone

3042674841

Tax Period

2023-01-01 to 2023-12-31

MARTINSBURG BERKELEY COUNTY CHAMBER OF COMMERCE, founded in 1926, is a small nonprofit that reported $400K in total revenue in fiscal year 2023. Revenue surged 34% from the prior year, signaling strong growth momentum.

Mission

The mission of the Martinsburg Berkeley County Chamber of Commerce is to facilitate the economic progress of its members.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $155,687

Program Service Revenue $177,716

Investment Income $317

Other Revenue $66,105

TOTAL REVENUE $399,825

Expense Breakdown

Grants Paid $0

Salaries & Benefits $238,009

Fundraising Expenses $0

Program Expenses $0

Other Expenses $154,716

TOTAL EXPENSES $392,725

Year-over-Year Comparison

	2023	2022	Change
Revenue	$399,825	$297,594	+0.3%
Expenses	$392,725	$344,117	+0.1%
Net Income	$7,100	$-46,523	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

250

Governance Policies

✗ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
David Decker	Director	2	Director	$0	$0	$0
Dave DeHaven	Director	2	Director	$0	$0	$0
Karin Dunn	Director	2	Director	$0	$0	$0
Sherri Janelle	Director	2	Director	$0	$0	$0
Jim Klien	Director	2	Director	$0	$0	$0
Becky Linton	Director	2.00	Director	$0	$0	$0
Teresa McCabe	Director	2	Director	$0	$0	$0
Moises Mendoza	Director	2	Director	$0	$0	$0
Gail Moxley	Director	2	Director	$0	$0	$0
Amy Orndoff	Director	2	Director	$0	$0	$0
Tracy Regalia	Director	2	Director	$0	$0	$0
Mary Kathryn Robinson	Director	2	Director	$0	$0	$0
Kimberly Smith	Director	2	Director	$0	$0	$0
Susan Snowden	Director	2	Director	$0	$0	$0
Kevin Starliper	Director	5.00	Director	$0	$0	$0
Eric Stenger	Director	2	Director	$0	$0	$0
Karla Troppman	Director	2	Director	$0	$0	$0
Donna Van Metre	Director	2	Director	$0	$0	$0
Alison Cox	Director	2	Director	$0	$0	$0
Justin Henry	Board Chair	5	Officer Director	$0	$0	$0
Maria Lorensen	Board Vice Chair	5	Officer Director	$0	$0	$0
Kenneth Barton	Board Vice Chair	5	Officer Director	$0	$0	$0
Mary Beth Blair	Director	2	Director	$0	$0	$0
Tracy Burcker	Director	2	Director	$0	$0	$0
David Langford	Past Board Chairman	2		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$399,825	$392,725	$220,543	$7,100
2022	$297,594	$344,117	$220,642	$-46,523
2021	$345,986	$285,324	$267,926	$60,662
2020	$286,369	$317,489	$206,925	$-31,120

MARTINSBURG BERKELEY COUNTY CHAMBER OF COMMERCE