BECKLEY LODGE #1606 LOYAL ORD MOOSE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1915

Legal Domicile

Principal Officer

KEVIN REEDY

Phone

3042540410

Tax Period

2025-05-01 to 2026-04-30

BECKLEY LODGE #1606 LOYAL ORD MOOSE, founded in 1915, is a small nonprofit that reported $562K in total revenue in fiscal year 2025. Revenue grew 19% year-over-year, indicating healthy expansion. Net assets of $2.2M represent 46 months of operating reserves.

Mission

THE ORGANIZATION UNITES ITS MEMBERS IN THE BONDS OF FRATERNITY, BENEVOLENCE, AND CHARITY. THIS IS ACCOMPLISHED THROUGH A YEAR ROUND SCHEDULE OF SOCIAL AND RECREATIONAL ACTIVITIES FOR THE MEMBERS AND THEIR FAMILIES.

Program Service Accomplishments

Program 1

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $40,369

Program Service Revenue $151,283

Investment Income $6,075

Other Revenue $364,616

TOTAL REVENUE $562,343

Expense Breakdown

Grants Paid $60,351

Salaries & Benefits $232,801

Fundraising Expenses $0

Other Expenses $300,762

TOTAL EXPENSES $593,914

Year-over-Year Comparison

	2025	2024	Change
Revenue	$562,343	$470,645	+0.2%
Expenses	$593,914	$426,450	+0.4%
Net Income	$-31,571	$44,195	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
KEVIN REEDY	TREASURER	Officer Director	$0	$0	$0
CHERYL PORTERFIELD	ADMINISTRATOR	Director	$0	$0	$0
RANDELL PARSONS	CHAPLAIN	Officer Director	$0	$0	$0
RALPH WARNER	PRESIDENT	Officer Director	$0	$0	$0
PAM DAVIS	TRUSTEE	Director	$0	$0	$0
RUSSELL BAILEY	TRUSTEE	Director	$0	$0	$0
RICK SEVERINO	TRUSTEE	Officer Director	$0	$0	$0
GEORGE YURKOVICH	VICE PRESIDENT	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$562,343	$593,914	$2,713,804	$-31,571
2025	$470,645	$426,450	$2,770,658	$44,195
2024	$541,369	$429,391	$2,763,829	$111,978
2023	$995,845	$878,764	$2,647,870	$117,081
2022	$767,103	$806,066	$2,570,351	$-38,963
2021	$762,542	$489,922	$2,648,223	$272,620
2020	$809,971	$820,182	$2,399,112	$-10,211
2019	$887,944	$853,428	$2,444,999	$34,516