Chamber of Commerce of the MOV (EIN 550249560) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1909

Legal Domicile

Principal Officer

JILL PARSONS

Phone

3044223588

Tax Period

2024-01-01 to 2024-12-31

Chamber of Commerce of the MOV, founded in 1909, is a small nonprofit that reported $259K in total revenue in fiscal year 2024. The organization ran a surplus of $43K, a strong 17% operating margin.

Mission

THE ORGANIZATION WORKS TO PROMOTE ITS MEMBERS. PROVIDING SUPPORT TO GROW THEIR BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $253,183

Program Service Revenue $0

Investment Income $5,492

Other Revenue $0

TOTAL REVENUE $258,675

Expense Breakdown

Grants Paid $0

Salaries & Benefits $125,839

Fundraising Expenses $0

Program Expenses $162,417

Other Expenses $89,823

TOTAL EXPENSES $215,662

Year-over-Year Comparison

	2024	2023	Change
Revenue	$258,675	N/A	N/A
Expenses	$215,662	N/A	N/A
Net Income	$43,013	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANGIE SMITH	BOARD MEMBER	2.00	Director	$0	$0	$0
CHRISTIE WILLIS	BOARD MEMBER	2.00	Director	$0	$0	$0
CHUCK HELMICK	BOARD MEMBER	2.00	Director	$0	$0	$0
AIMEE FLEAK	BOARD MEMBER	2.00	Director	$0	$0	$0
RICCI HENDERSHOT	BOARD MEMBER	2.00	Director	$0	$0	$0
KRISTIN MEEKS	BOARD MEMBER	2.00	Director	$0	$0	$0
JULIE BERGER	BOARD MEMBER	2.00	Director	$0	$0	$0
KATIE SAMS	BOARD MEMBER	2.00	Director	$0	$0	$0
LISA JOHNSON	1ST VICE CHAIR	2.00	Officer	$0	$0	$0
MICHELLE BARBER	CO-TREASURER	2.00	Officer	$0	$0	$0
TODD NESTOR	BOARD CHAIR	2.00	Officer	$0	$0	$0
JILL PARSONS	SECRETARY	40.00	Officer	$0	$0	$0
CHIP FERRELL	2ND VICE CHAIR	2.00	Officer	$0	$0	$0
BEN BRADLEY	PAST CHAIR	2.00	Officer	$0	$0	$0
MIKE FLEAK	CO-TREASURER	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$258,675	$215,662	$111,334	$43,013
2023	$213,881	$231,818	$61,170	$-17,937
2022	$210,056	$199,419	$94,047	$10,637

Chamber of Commerce of the MOV