WHEELING AREA CHAMBER OF COMMERCE INC

EIN: 550485881

WHEELING, WV

Total Revenue
$395,499
Total Expenses
$422,825
Total Assets
$40,930
Net Assets
$21,660
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1966
Legal Domicile
WV
Principal Officer
JENNIFER MATERKOSKI
Phone
3042332575
Tax Period
2025-01-01 to 2025-12-31

WHEELING AREA CHAMBER OF COMMERCE INC, founded in 1966, is a small nonprofit that reported $395K in total revenue in fiscal year 2025. Revenue fell 22% from the prior year — a significant decline worth monitoring.

Mission

TO ADVANCE BUSINESS DEVELOPMENT FOR CHAMBER MEMBERS THROUGH ADVOCACY,GOVERNMENT RELATIONS,EDUCATION AND COMMUNITY DEVELOPMENT.

Program Service Accomplishments

Program 1
Expenses: $44,403 Revenue: $124,468

TO ADVANCE BUSINESS DEVELOPMENT FOR CHAMBER MEMBERS THROUGH ADVOCACY, GOVERNMENT RELATION, EDUCATION AND COMMUNITY DEVELOPMENT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $131,006
Program Service Revenue $258,465
Investment Income $6
Other Revenue $6,022
TOTAL REVENUE $395,499

Expense Breakdown

Grants Paid $0
Salaries & Benefits $201,776
Fundraising Expenses $0
Program Expenses $44,403
Other Expenses $221,049
TOTAL EXPENSES $422,825

Year-over-Year Comparison

2025 2024 Change
Revenue $395,499 $507,102 -0.2%
Expenses $422,825 $532,265 -0.2%
Net Income $-27,326 $-25,163 +0.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
27
Independent Members
25
Employees
7
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
9
$5,617
Total Directors
26
$5,617
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ANDY MCKENZIE MEMBERSHIP CHAIR 1.00
Officer Director
$0 $0 $0
RODNEY HALEY CHAIRMAN 1.00
Officer Director
$0 $0 $0
JODI CARDER CITY OF LIGHTS CHAIR 1.00
Director
$0 $0 $0
ZACHARY ABRAHAM TRANSPORTATION CHAIR 1.00
Officer Director
$0 $0 $0
ZACK BLAIR TREASURER 1.00
Officer Director
$0 $0 $0
JOHN CULLER EDUCATION CHAIRMAN 1.00
Director
$0 $0 $0
JEFF KNIGHT SPECIAL PROJECTS CHAIR 1.00
Officer Director
$0 $0 $0
JOSH WACK WELLNESS CHAIR 1.00
Director
$0 $0 $0
JENNIFER MATERKOSKI PRESIDENT 40.00
Officer Director
$5,617 $0 $5,617
ERIN BALL EVENTS CHAIR 1.00
Officer Director
$0 $0 $0
ERIC STAKEM DIRECTOR 1.00
Director
$0 $0 $0
SUZIE NELSON VICE-CHAIR 1.00
Officer Director
$0 $0 $0
ROBERT HERRON DIRECTOR 1.00
Director
$0 $0 $0
TIM MCCOY DIRECTOR 1.00
Director
$0 $0 $0
ERIKKA STORCH DIRECTOR 1.00
Director
$0 $0 $0
KARRI MULHERN DIRECTOR 1.00
Director
$0 $0 $0
JOHN DAVIS DIRECTOR 1.00
Director
$0 $0 $0
DAVID CRUMM DIRECTOR 1.00
Director
$0 $0 $0
MISSY ASHMORE DIRECTOR 1.00
Director
$0 $0 $0
DAVID KLICK DIRECTOR 1.00
Director
$0 $0 $0
WILL TURANI DIRECTOR 1.00
Director
$0 $0 $0
DOUGLAS HARRISON DIRECTOR 1.00
Director
$0 $0 $0
BOBBY HARTONG DIRECTOR 1.00
Director
$0 $0 $0
GERALD LOFTSTEAD DIRECTOR 1.00
Director
$0 $0 $0
LEIGH TRISCHLER DIRECTOR 1.00
Director
$0 $0 $0
TIM BROCHERS DIRECTOR 1.00
Officer Director
$0 $0 $0
KURT ZENDE PRESIDENT 40.00
$63,431 $0 $63,431
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $395,499 $422,825 $40,930 $-27,326
2024 No data No data No data No data
2023 $480,934 $464,857 $101,909 $16,077
2022 $351,299 $364,077 $86,684 $-12,778
2021 $308,751 $292,645 $92,146 $16,106
2020 $286,529 $288,047 $74,070 $-1,518
2019 $366,952 $361,818 $111,032 $5,134
2018 $378,871 $381,942 $97,377 $-3,071
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