NORTH CENTRAL (WV) OIC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1977

Legal Domicile

Principal Officer

KRISTIN RIFE

Phone

3043668142

Tax Period

2017-07-01 to 2018-06-30

NORTH CENTRAL (WV) OIC, founded in 1977, is a small nonprofit that reported $363K in total revenue in fiscal year 2017. Revenue fell 40% from the prior year — a significant decline worth monitoring.

Mission

TO PROVIDE JOB TRAINING SERVICES IN VARIOUS HEALTHCARE RELATED FIELDS AND OTHER SECRETARIAL, CLERICAL, AND PARALEGAL DISCIPLINES TO DISADVANTAGED INDIVIDUALS.

Program Service Accomplishments

Program 1

Expenses: $323,609 Revenue: $362,345

TO PROVIDE JOB TRAINING SERVICES IN VARIOUS HEALTHCARE RELATED FIELDS AND OTHER SECRETARIAL, CLERICAL, AND PARALEGAL DISCIPLINES TO DISADVANTAGED INDIVIDUALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2017)

Revenue Breakdown

Contributions & Grants $291

Program Service Revenue $362,345

Investment Income $0

Other Revenue $0

TOTAL REVENUE $362,636

Expense Breakdown

Grants Paid $0

Salaries & Benefits $284,667

Fundraising Expenses $0

Program Expenses $323,609

Other Expenses $96,047

TOTAL EXPENSES $380,714

Year-over-Year Comparison

	2017	2016	Change
Revenue	$362,636	$606,924	-0.4%
Expenses	$380,714	$620,953	-0.4%
Net Income	$-18,078	$-14,029	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICHARD BOWYER	MEMBER	2.00	Officer Director	$0	$0	$0
JOHN GADDIS	MEMBER	2.00	Officer Director	$0	$0	$0
REBECCA MIHM	MEMBER	2.00	Officer Director	$0	$0	$0
CHARLOTTE MEADE	MEMBER	2.00	Director	$0	$0	$0
AILEEN GRATTAN	MEMBER	2.00	Director	$0	$0	$0
MARIA WIBLIN	MEMBER	2.00	Director	$0	$0	$0
CHARLES MCCLAIN	MEMBER	2.00	Director	$0	$0	$0
ANDREA KLEPFEL	MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$362,636	$380,714	$239,293	$-18,078