FULLER CENTER FOR HOUSING OF BECKLEY (EIN 550720493) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

LISA GREGORY

Phone

3044254988

Tax Period

2023-07-01 to 2024-06-30

FULLER CENTER FOR HOUSING OF BECKLEY, founded in 1993, is a micro nonprofit that reported $51K in total revenue in fiscal year 2023. Revenue grew 16% year-over-year, indicating healthy expansion. Net assets of $114K represent 27 months of operating reserves.

Mission

BUILDING HOMES FOR LOW INCOME FAMILIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $3,999

Program Service Revenue $47,047

Investment Income $0

Other Revenue $0

TOTAL REVENUE $51,046

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $52,397

Other Expenses $52,397

TOTAL EXPENSES $52,397

Year-over-Year Comparison

	2023	2022	Change
Revenue	$51,046	$44,032	+0.2%
Expenses	$52,397	$38,499	+0.4%
Net Income	$-1,351	$5,533	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEFFREY L GREGORY	PRESIDENT	N/A	Officer Director	$0	$0	$0
LISA GREGORY	EXECUTIVE DI	N/A	Officer Director	$0	$0	$0
JIM JONES	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
MARVIN PREVOST	BD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$51,046	$52,397	$239,543	$-1,351
2023	$44,032	$38,499	$237,891	$5,533
2022	$45,808	$46,604	$237,727	$-796
2021	$66,195	$79,738	$238,183	$-13,543
2020	$89,628	$99,455	$242,260	$-9,827
2019	$66,866	$63,347	$253,223	$3,519
2019	$86,713	$99,689	$242,803	$-12,976
2018	$95,150	$113,441	$247,828	$-18,291

FULLER CENTER FOR HOUSING OF BECKLEY