BECKLEY, WV
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)WEST VIRGINIA ASSOCIATION OF COMMUNITY BANKERS INC, founded in 1993, is a small nonprofit in the Community Improvement sector that reported $477K in total revenue in fiscal year 2024. The organization ran a surplus of $84K, a strong 18% operating margin.
THE ORGANIZATION ENCOURAGES THE AMERICAN SYSTEM OF INDEPENDENT BANKING AND STRIVES FOR THE ADVANCEMENT, SAFEGUARDING, AND THE PRESERVATION THEREOF BY ENCOURAGING THE CONTINUATION OF THE DUAL SYSTEM OF STATE AND NATIONAL BANKING WHICH RECOGNIZE THE AUTONOMY OF THE STATES IN BANKING MATTERS; OPPOSING MONOPOLISTIC, MULTIPLE BANKING PRACTICE AS BEING DETRIMENTAL TO THE PUBLIC INTEREST; SEEKING TO EXTEND THE USEFULNESS AND INFLUENCE OF OUR BANKING SYSTEM AND THE STRENGTHENING OF OUR ECONOMY THROUGH CLOSER COOPERATION AND GREATER UNIFORMITY OF ACTION AMONG THE INDEPENDENT COMMUNITY BANKERS IN WEST VIRGINIA; PROMOTING NEW, MORE VERSATILE AND SERVICE CONSCIOUS IDEAS, BETTER BUSINESS METHODS, AND HIGH ETHICAL STANDARDS; ADVOCATING AND ASSISTING IN THE ENACTMENT OF BETTER STATE AND FEDERAL LEGISLATION FOR THE PROTECTION OF THE PUBLIC AND INDEPENDENT COMMUNITY BANKS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $476,677 | $457,591 | +0.0% |
| Expenses | $392,873 | $381,141 | +0.0% |
| Net Income | $83,804 | $76,450 | +0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| BRAD RITCHIE | CHAIRMAN | 15.00 |
Officer
Director
|
$0 | $0 | $0 |
| SUSAN BARBER | CHAIR ELECT | 5.00 |
Director
|
$0 | $0 | $0 |
| HOY FERGUSON | VICE CHAIR | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| MATT STICKEL | TREASURER | 10.00 |
Officer
Director
|
$0 | $0 | $0 |
| VALERIE HURST | SECRETARY | 10.00 |
Officer
Director
|
$0 | $0 | $0 |
| DAVID THOMAS | IMMEDIATE PAST CHAIR | 5.00 |
Director
|
$0 | $0 | $0 |
| LEE MILAM | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| MARK HARRELL | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| LINDA ASHLEY | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| SHARON ANDERSON | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| MARTHA HAYMAKER | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| TIM AIKEN | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| WILLIAM LOVING | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| RYAN GILKERSON | EXECUTIVE DIRECTOR | 40.00 |
Officer
|
$91,050 | $11,028 | $102,078 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $476,677 | $392,873 | $859,473 | $83,804 |
| 2023 | $457,591 | $381,141 | $775,669 | $76,450 |
| 2022 | $464,174 | $493,092 | $699,219 | $-28,918 |
| 2021 | $400,868 | $354,437 | $728,137 | $46,431 |
| 2020 | $301,801 | $291,434 | $681,706 | $10,367 |
| 2019 | $438,059 | $367,954 | $671,339 | $70,105 |
| 2018 | $411,839 | $416,603 | $601,234 | $-4,764 |
Compare WEST VIRGINIA ASSOCIATION OF COMMUNITY BANKERS INC with other nonprofits in West Virginia and across the country.